Joan Bergstrom Notary/Loan Signer Blog

My right shoulder is not good and I went to my favorite message expert in Riverside.  Karen Brown on Jurupa.I asked her how she got all her customers? Were they from referrals or yellow pages?  She said they were mostly from the ATT&T Yellow pages and from customer referrals. She doesn't advertis...

I wonder how many Loan Signing Services have gone out of business in the last 6 months? I don't have the answer but there are many loan signing companies I haven't heard from since Aug 2007 when the subprime mess hit the fan! It's not an easy business to be in. I know many loan signers don't like...

It will be interesting in the next few months to see how the housing part of the stimulus package impacts us?Concerning the housing problems, the stimulus plan will increase the limits on home loans that can be purchased by Fannie Mae and Freddie Mac, the government-sponsored finance companies, a...

Sometimes, I just procrastinate from doing what I should do when changes happen  in our loan signing industry.  I quit EFax, not because of anything I did, but, because I didn't renew a credit card that automatically charged each month, and I got a phone call to give a new credit card number. I t...

I am going to be gone on a cruise to Hawaii and will be gone 15 days starting  Saturday Jan 19th and I am wondering what other loan officers, real estate agents, notary/loan-signers voice record on his/her cell phone?  I can answer the phone in the Hawaiian ports of call but I am concerned about ...

If your borrower has one of the "Pick A Payment" type loans it's not as clear, because he/she could wind up with an adjustable payment is they pay the minimum amount allowed on these type of loan.I personally have one of these loans and I pay the full amount every month so I do have a 30 yr fixed...

 This women who is a CA Notary brought out a letter from the National Notary Association suggesting she take a class to learn the CA 2008 law changes?She asked me if she needed to take a class and I said "no you don't, just go click on http://www.notaryclasses.com/ and read the changes.This isn't...

This is a fun and informational website that provides "free zip code" look ups.   This website can give you all the information  to determine if you want to drive that far and what to expect when you get there! It gives you a better idea of how much to charge and how much distance is involved. ht...

I am a Mobile Notary Public in Riverside CA and I drive an average of 3000+ miles a month and am very motivated to save on as much gasoline consumption as possible. Here are some tips: I owned a 7-11 Store with gasoline pumps for over 14 years. Tip #1.) Only buy or fill up your car or truck in th...

Email or fax all your clients (also clients you would like to work with)  a copy of  the new Calif  2008 ACK and 2008 Jurat forms.The important part of this post is if the new  2008 verbiage is not used: a Deed of Trust, Grant Deed, Quit Claim Deed and an Affidavit of Death will not record in CA ...