Jerry Wright's (jerrywright) Blog

    Many are taking advantage of interest rates at historic lows, either by re-structuring debt with a refinance or purchasing a new home. However, the recent economic crisis has created even tougher guidelines and credit requirements and there are some things that consumers must be aware of whe...

First, set a positive goal for yourself. "I will save to buy a home" is a positive goal, while "I will not spend money" is a negative goal. By focusing on the positive, you'll quit spending money because you'll be so focused on your goal that you won't notice you've stopped spending money.Second,...

  Simple Truths Presents The 100/0 PrincipleThe Secret of Great Relationships   Brian Tracy once noted that, "80% of life's satisfaction comes from meaningful relationships."  If you would like to have better relationships with your spouse, children, co-workers, and clientele, we encourage you t...

You already know that your daily drive can make you aggravated, exasperated, and even potty-mouthed. But did you know it could make you smarter, too? A USC study found that drivers who cover an average of 12,000 miles a year will, over the course of three years, spend enough time in their cars to...

According to the most recent Commerce Department report, Personal Spending and Personal Incomes were unimproved from the previous month, and the Savings Rate increased as consumers cut back on spending. While that data sheds light on the slow economic recovery, it also has implications on home lo...

Why Your Credit Score is So Important The credit scoring model seeks to quantify the likelihood of a consumer to pay off debt without being more than 90 days late at any time in the future. Credit scores have many different ranges, however, the score that is used by 90% of lenders and creditors i...

Credit remediation is a subject consumers often face with fear and trepidation, and for good reason. With the exception of recognizing that the best score wins, the average home shopper knows very little about the whole credit scoring process. Sub-prime borrowers who are eager to move into A-Pape...

It's safe to say that recycling plays a significant role in most of our lives, and is very rewarding when we consider the ecological impact we collectively produce by our efforts to recycle, reduce, and reuse. But, what if I told you that "going green" could be financially rewarding as well? The...

PCs are an integral part of our lives. We use them extensively at work and usually end up logging on in the evening as well, to read email and catch up on the day's events.Since we spend so much of our time in front of the computer, it makes sense to find ways to improve our efficiency. This is w...

Urban legends have been a part of popular culture for years. We've all heard suspicious stories that supposedly happened to a "friend of a friend" but which couldn't be verified. Remember the story about Mikey, the Life cereal spokes child, whose stomach allegedly exploded from mixing Pop Rocks ...