Musings and Thoughts from Western Colorado

By
Mortgage and Lending - Major Mortgage USA/Branch Manager
A collection of random musings and thoughts about Mortgages, Real Estate and Western Colorado
RECENT BLOG POSTS
Step right up ladies and gentlemen and get your bets in on the what the Fed will do next?  Will there be another annoucement of a suprise rate cut?  Will there even be a rate cut?  Bring your stocks and bonds and put them on the table.  5 Bucks a bet is all that you need winner gets to crow "I TO...
03/04/2008
No I am not thinking about a marketing tool or any other "conventional tool" that you are thinking about.How about something different and out of the proverbial box?This past weekend I was the Dive Master (aka unpaid servant) to a Scuba class with 13 students.  For those of you that don't know wh...
03/03/2008
Fell free to join us at Radio Rain and play your favorite selections                                Sunset off Cane Bay in St Croix there is this awesome beach bar there. Well if is Friday, and I am in a beach mood.  Maybe it has to do with the fact that I have a truck full of scuba gear for clas...
02/29/2008
Well before you can fixed it, we have to understand what happened.  Supply and demand.  Econ 101.  You remember that class right.......  well if not here is a nutshell"In economics, supply and demand describe market relations between prospective sellers and buyers of a good. The supply and demand...
02/28/2008
YES YOU READ THAT RIGHT, at least according to a potential client.  According to this client a loan officer at one of the larger banks told them that this has been a crazy week and that rates will come back down next week.Are you freaking kidding me??????Now don't take this wrong, BUT  the gypsy ...
02/27/2008
  See what happens when your insane, goofy DJ gets a free hour......... Your daily (at least so far) dose of music flows to your cube or home office or where ever you maybe......  First up today is John Mellencamp, raise your hand if you recall him as plain old John Cougar?  http://www.youtube.co...
02/26/2008
So much is being said about how tight credit is for those wanting to buy a home.  Yes, the silly programs of stating your income 5 times to high are gone.  As are the ONE DAY OUT OF BANKRUPTCY WE CAN GET YOU 100%.  THANKFULLY, the silliness is gone.BUT there are still many programs available for ...
02/25/2008
Ok maybe not me, but invite a mortgage pro to be there with you. Or maybe how about asking one of us to  develop a finance option fact sheet for your open house?Maybe you have multiple listings and want to do a "tour open house" I would be blown away and honored to have you call me and ask me to ...
02/21/2008
Dang, Magic 8 ball is on the fritz.  Shake it harder and REPLY HAZY, CONCENTRATE AND ASK AGAINOKShake it up, concentrateconcentrateSIGNS POINT TO YESWhat does that meanconcentrate, concentrate AS I SEE IT YESGetting a little pissed at 8 ball right nowone more timeSIGNS POINT TO YESAt least that f...
02/21/2008
Dear Mr./Mrs./MS./Miss Realtor,I am writing to you today to thank you for the referrals that you have sent my way this past year.  Your support and trust are the lynch pin of my business.  Without you, I and my company would not enjoy the success that we have enjoyed.I also want to take this oppo...
02/20/2008
Rainer
84,583

Joe Adams

local_phone(970) 252-1700
smartphone(970) 209-9802
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