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Real Estate Broker/Owner - Rulnick Realty, Inc.
Emerald Coast of Florida real estate and personal insights.
 I was referred to a potential home buyer in Destin, Florida.  He was in the construction business and had just been working in our area for a few months, coming here from another state. I could tell that English was his second language, and I listened carefully.  He told me that he had never bou...
Some mortgage forbearance stories have a good ending. Wells Fargo, for example, is quick to respond and help borrowers who have trouble paying their mortgage due to Covid-19. In fact, they have one of the most comprehensive websites explaining the types of mortgage assistance they offer. Upon req...
You lost your job.  You are a Veteran. You cannot make your mortgage payments. You called your lender and their steely “debt collector” tone and threatening letter would scare anyone.If you experienced loss of income on the Emerald Coast of Florida due to the COVID-19 crisis, the Veteran’s Admini...
For the first few weeks of the Florida Stay-at-Home order, I paid a lot attention to others’ social distancing behavior. After all, I was doing the right thing. My husband and I decided we would be prudent. We limit our time out of the house. We wear masks if we have to go to the store. We avoid ...
There is a new Florida real estate form pertaining to the COVID-19 crisis.  It is an acknowledgment that asks for affirmation from prospect, buyer, seller, tenant, and landlord that they are aware of the Coronavirus risks that may arise from in-person real estate showings.  Specifically, the docu...
Real estate sales on the Emerald Coast of Florida have decreased since the COVID-19 crisis began.Looking at the entire region, including Navarre, Fort Walton Beach, Destin, Santa Rosa Beach, Miramar Beach, Freeport, Niceville, Point Washington and DeFuniak Springs, pending sales of real estate ha...
I am a little behind the times, given that a lot of people have been cleaning and organizing since the inception of the Florida Stay-at-Home order. After three weeks, it finally got to me. It has been a time of accounting and personal reflection, and it manifested in ordering and upgrading. What ...
 What are the predictions for the Destin, Emerald Coast of Florida real estate market? How is the COVID-19 crisis going to affect home sales in the coming months? This I was asked by one of my good clients. Here is what I told him.February and March home sales were strong, and better than a year ...
If Bank of America is your mortgage servicer and your ability to make your Destin, Florida mortgage payments has been affected by the COVID-19 crisis, be careful asking them for assistance.  Bank of America, one of the biggest U.S. mortgage servicers, recently changed their home borrower website ...
 The sign above is posted at my Destin, Florida real estate office along with “No Admittance if You Are Sick”. Am I paranoid? Maybe. But I don’t think so. Even though Florida real estate is a deemed an essential service, I usually don’t have walk-in customers. I have a few tenants who don’t, eith...

Wendy Rulnick

"It's Wendy... It's Sold!"
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