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Real Estate Broker/Owner - Rulnick Realty, Inc.
Emerald Coast of Florida real estate and personal insights.



Today I got a call from an agent whose buyer is purchasing one of my short sale condos in Destin Florida.  The buyer has excellent credit, a pension plan and is a retired Air Force officer.  He is buying a vacation condominium that he loves on the Emerald Coast, and putting 10% down.  Well, gues...
  Richly painted, plush carpet, interesting angles- this is your Niceville Florida home. You will also find cathedralled living room, plant ledges, kitchen with pass-through, built-in shelving. Big fenced yard, patio. Roof replaced 2004. Easy drive to Gulf beaches, bayou, bay, shopping! Nicevill...
Hi Wendy, I'm a First Time Homebuyer in Niceville Florida (or rather am seeking to become one) and my wife and I found a house that is a short sale.I've been researching the ins and out of buying a short sale but there are of course more questions then answers :) The information I was given was ...
  The best part of my day trumped any real estate sale I could ever make. I was chatting a friend, whom I'll call Jessica, in Fort Walton Beach Florida, when her cell phone rang.  Jessica is a small business owner on the Emerald Coast, and I have bought her products for many years. Whenever I see...
Wendy, I have read quite a bit of your articles regarding Destin real estate and area short sales.  I have made an offer to buy a short sale in October and we are still waiting.  The house is brand new, it's listed for $799,000.  The builder owes over $700,000.  The house is not finished, it need...
  Do you have an IRS Tax Lien on the property you are trying to sell?  Is your property's market value less than your mortgage payoff?  If so, you are in a short sale situation, and a federal tax lien may cause your lender to deny your sale.  Why?  If, for example, your home is worth $200,000, yo...
7 Ferry Rd., Fort Walton Beach FL Short Sale You can make this Fort Walton Beach house a home... but needs your care first! Needs attention to carpet, clean up, paint and "odds and ends". What you'll get is a very livable floorplan, some tile, great covered porch and spacious yard. Central locat...
A disturbing trend is emerging in the Short Sale world.  In the last two months, I have had locks mysteriously changed and signs removed on two of my Short Sale listings, one in Gulf Breeze Florida, and the other in Santa Rosa Beach Florida.  In both cases, I had lockboxes on the properties.  Th...
  4116 Hwy 3280, Freeport Florida Home on One Acre Looking for serenity and quietude? This lovely Freeport FL home is bright, cheerful, crisp and clean- and set about an acre lot!  Buiilt in 2005, three bedrooms and two full baths. Split bedroom floorplan, sharp white and blue kitchen, shiny whit...
BB&T Corporation has approved one of my listings for a short sale in Santa Rosa Beach Florida. From my experience, it was a very smooth and expedient transaction.  Details: Hardship:  Homeowners in sales - decreased income, medical expenses Property: Santa Rosa Beach cottage style home, built in ...

Wendy Rulnick

"It's Wendy... It's Sold!"
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Author Bio: Wendy Rulnick, Rulnick Realty, Real Estate Broker in Destin Florida and all surrounding towns

The market. Smart sellers. The Emerald Coast of Florida.