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Real Estate Broker/Owner - Rulnick Realty, Inc.
Emerald Coast of Florida real estate and personal insights.



I want to welcome my friend and mentor, Janice Fiaschetti, of Avion Real Estate in Connecticut, to Active Rain.  Back in my great home state, Janice taught me REO when I was newly licensed, about 19 years ago.  What fun I remember, and what training in details.  Talk a...
In the last two days I've had two unsolicited calls from For Sale By Owners.  1.  My market is the Emerald Coast of Florida.  I had a builder call me from North Georgia asking if I had anyone that might want to trade a condo for a house there.  Hmmm.  I told him "no", but I appreciated his creati...
Today I was privy to internal emails from Loss Mitigation at a big bank. They faxed the emails on the back of an approval letter, don't know if by accident, but this will enlighten you.The first mortgage was owed $476,000 and the negotiated offer was $390,000.  Commission 6%.  Seller contribution...
I've been working a Countrywide short sale (one of many) since November, and finally got approval yesterday.  The Countrywide demand letter stipulated closing by January 31.  After weeks of the buyers' agent asking for final approval, I am now told the buyers may not be able to close on time.  Th...
Another relaxing morning!  Forced.   Today I had a reprieve from my usual morning routine.  I am usually up early, tablet PC in hand, on my lap, checking and responding to email, while I have my bagel and tea and watch the morning news.  Then I check the hotsheet, the online showing report, respo...
My wonderful assistant, Meagen, will be leaving in July to have a baby.   Congratulations and happiness to Meagen!  Dread on hiring for me! The new assistant hunt will begin soon.  I intend to hire someone to start June 1, so they can have a full month of training with Meagen.  Here are the quali...
Last week was one of the most exhausting I have had in my real estate career.  Getting a reprieve for a seller about to be foreclosed on was also one of the triumphs.  It won't be complete until I save the sale, but I feel it is downhill from here.  The mountain of short sales files waiting for a...
Friday: I took over a short sale listing by referral two months ago.  I found out about three weeks ago that a sale date had been set for MONDAY JANUARY 28.  I have been dropping the price like a fall from a skyscraper, and finally got an offer LAST NIGHT.  The price had to be lowered from 799,90...
Watch out if you are working a Countrywide short sale with PMI!  There is some funny stuff going on...  I've been working a Countrywide short since October 2007, with a Countrywide second on it.  There have been the usual delays, appraisals, counteroffers, request for seller's medical receipts, t...
My goal today is to get an approval, any approval.  I have 7 short sale sides pending, the oldest was submitted on November 13.  I have two buyers threatening to walk.  One is on a Countrywide- that closing has been extended 30 days and the selling agent said the buyers are going to start looking...

Wendy Rulnick

"It's Wendy... It's Sold!"
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Author Bio: Wendy Rulnick, Rulnick Realty, Real Estate Broker in Destin Florida and all surrounding towns

The market. Smart sellers. The Emerald Coast of Florida.