Well, it was an amazing moment in time, if you bought when rates were considerably lower in 2021 and in the beginning of this year.However, if you waited too long for whatever reason, you paid considerably more per month. Locally on Long Island, where housing is more expensive, you paid a lot mor
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01/03/2023
Your health is extremely important in contributing to the quality of your life. Since breathing is a 24/7 function of living, healthy air within your home or apartment is a crucial factor in that process. Having dust and organism-free air contributes to a healthier environment as well as keeping
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01/03/2023
0 Winter is here and you may begin staying inside for a longer period of time, especially with the advent and ramping up of increased COVID, RSV, and flu breakouts occurring locally and nationally. You have more time to think about retiring and getting out of the cold and snowy weather to a wa
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12/22/2022
By Philip A Raices - December 15, 2022 0 In the United States everyone is entitled to purchase a home who is gainfully employed and has adequate income, credit, and debt-to-income ratios to qualify under the Fair Housing Act. However, discrimination and ownership disparity still occurs and ex
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12/15/2022
You have finally found “your place to call home” arrived at an agreed price and been accepted on your purchase of a co-op. You have submitted your offer with your pre-approval from your bank or if cash, proof of funds. Some sellers will ask to see your financials prior to going to contract to be
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12/08/2022
What I am and will be doing for the holidays and as a suggestion for those who can afford to do it, is go out to Target, Kmart, or any box store where you believe someone could use some help paying for their holiday gifts. Check out the lines and pick your person and offer to pay all or part of
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12/06/2022
When it comes to affordability, financial profile, and lifestyle, whether an initial purchase or downsizing, everyone has different needs and wants. Some who have the finances will choose a condo or townhome for the luxury, doorman, and amenities, such as a pool, tennis, and security. However, ot
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12/05/2022
I have been observing the current market and reading the 137 responses that I received from my previous column on Nov. 7. Although my survey isn’t comparable to any national survey via the Labor Dept. or any other government entity, it’s a small microcosm of the feelings of our local Long Island
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11/26/2022
To all Active Rain members and public:With all the turmoil, strife, and sadness in today's world, make Thanksgiving a happier, more enjoyable, and more relaxing day with your Family and Friends.
11/23/2022
There is no doubt that the increases in mortgage rates have slowed down the housing market over the last six months, but it’s not even close to what occurred in 2008. The inventory accumulation back then was 10.4 months (MLS stats) whereas currently, it is 3.2 months. So bubbles in inventories ge
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11/18/2022
