Heather 's Blog

Be specific about what loan you want. This makes it easier for a loan officer to find you the best rates. Don't rely on published rates. The rates you see in the news are probably the best rates that can be offered. They aren't going to publish their worst rates. Stay away from "no cost" refinan...

Walkscore.com Are you interested in knowing what the most walkable city in the country is? Walkable refers to the amount of businesses. Entertainment, restaurants, etc. that are within walking distance of a specific location. In this website, walkscore.com, you can type in an address and it will ...

I found this great article in the Toledo Blade and wanted to share it with you. It was published Sunday, July 27th and written by Ryan E. Smith.   No one denies that the economy today is putting the squeeze on consumers who find themselves trapped by rising fuel prices and the ailing housing mark...

Here are some helpful tips for saving energy in your home. Try lowering the thermostat and dressing warmer. Just lowering the thermostat 1 or 2 degrees can make a change in your energy consumption. Lower your thermostat at night and whenever you are not in the house. Also, try closing off and not...

Homeowners are the targets of many scams. Here is a list of 10 homeowner scams: Bogus Health and Fitness Claims Misleading Prize Offers Unscrupulous Moving Practices Identity Theft Unwanted Office Supplies or Bogus Directory Scams Work at Home Scams/ Bogus Employment Services Overpayment Schemes ...

Here are some steps and tips to furnishing your house on a budget: Look for auctions! You can find these in newspapers or free shopper papers. You can find anything from small knick knacks to major appliances. This is a great way to find just about anything for a reasonable, cheap price. Also try...

To start off, offer close to the asking price. This is a good idea because you will not offend the seller by bringing an offer too low. The seller may either accept the offer or counter for a slightly higher offer. Don't fall in love. It's important to not love the house so much that you end up ...

  How long have you been in the home inspecting business? How many home inspections have you done? It is important to have a home inspector with a lot of experience so that you can be sure that all parts of your future home are thoroughly inspected. What does your home inspector cover? You should...

If you are prequalified for a loan, it means you can potentially get a loan, assuming all of the information that was given was accurate and true. If you are preapproved for a loan, it means that you have gone through an extensive financial background check. This includes looking at your credit h...

The key to making money in real estate is learning how to flip a house. Any experienced or inexperienced person can flip a house. You don't even need help from anyone else! Here are the key steps towards flipping a house. Begin by buying a HUD repo which allows you to buy a house with no money do...