HomeLendingByChris

There is advice all over the sites for Realtors about how to work with millennials.  But nobody seems to be doing anything to help the "30 Under 30" crowd figure out how to expand their business to appeal to their elders.  And it's pretty safe to say that there are a few generational differences...

Manufactured Homes are NOT the Same as Modular Homes Something I run across quite a bit in my real estate business is a buyer thinking that manufactured homes and modular homes are one and the same type of house. There is one similarity, but these are really two different types of houses.  Both ...

"Be more concerned with your character than with your reputation.Your character is what you really are while your reputation is merely what others think you are." - Dale Carnegie Having good character is one of the most significant traits one can carry through life. Character is defined as having...

I want to wish everyone a great Labor Day Weekend! Here are some interesting facts about Labor Day you may not have known! 1. The First Celebrated Labor Day was on Tuesday September 5, 1882 in New York City and was planned by the Central Labor Union.3. Oregon was the first state to celebrate Labo...

1. Balance. Life throws us ups and downs and curves we didn't see coming. This flow creates a balance in our lives and creates opportunities to learn and grow into our future selves. Think more about what this place in the present moment is providing to you. If you do, you'll be rewarded. 2. Thin...

The little things really do matter! I had a meeting with my realtor today in Seattle and it was a very productive meeting to go over leads and strategize the coming fall season. Our goal is to stay busy and work hard to keep the pipeline full! I want to share some of the little things. 1) I broug...

When You’re Fired With Beliefs Impossibilities Vanish “Man is so made that whatever fires his soul makes impossibilities vanish.” Jean de la Fontaine 1621 – 1695, French Fabulist, Poet   As I see it . . . . . . . When you’re fired with beliefs impossibilities vanish   Your personal beliefs fire ...

Having a team of dedicated individuals who are motivated and focused on the goal can streamline your business and provide the best quality and service for the client. You always hear about the bad more than the good so I decided to share what makes my team successful! 1. Communication. This is th...

Debt-To Income Ratios (DTI) play a significant role in qualifying for a mortgage.  Long gone are the days where a Borrower's DTI Ratios could be 67% and higher.  Today most loan products require a DTI Ratio of 45% or less.  One of the few exceptions is FHA which still allows DTI Ratios in the 50...

The difference between success in life is not measured by money or status but the growth and development of who you are and who you become. The situations we participate in through life provide us with the lessons and examples that ultimately shape who become and how we ultimately define who are....