HomeLendingByChris

What Closing Costs to Expect if  You're a First-Time Home Buyer          There's a lot of things to learn and know when hoping to become a First-Time Home Buyer.  It can all seem a bit overwhelming ...     Closing Costs:  Closing Costs are one of the most important things you must know as part o...

What Do You Want ActiveRain to Do For You? When first discovering ActiveRain and then making the commitment to join the community, many people just jump right in without a goal.  Members join because it seems like such a wonderful community (and it is) and they want to be a part of it.  But asid...

Don't settle for less. Living a good life is about creating a passion and desire for making the most of your contributions in life. The real benefit of our jobs as realtors and lenders is to create meaningful impact for our clients. This is getting them the house they want. This is helping put th...

Can you use a FHA 203k loan or a Fannie Mae conventional renovation loan on a multi-unit property? YES! You can renovate 1-4 unit properties with both FHA 203k and conventional renovation loans. The renovation loans also allow you to convert a SFR to a multi-unit and a multi-unit back to a SFR a...

Dust is the silent hazard to the home and its everywhere. Dust sits on furniture, in the vents, in the door tracks and window sills, and even behind your appliances. This can create a fire hazard easily if not cleaned regularly. Here are some areas to check around your home before fall! 1. Refrig...

    The Goal line is finally insight!   With less than 10,000 points to go I will realize my goal of 500,000 points here on Active Rain very soon. With a little help from my friends I should make it by the end of September.  Once that happens I will then set my sights on the magic million milest...

As the business week comes to a close, our business week is just beginning! Open Houses, Offers, Contracts, etc. Hopefully some downtime too. Heading into the week I like to take an hour and organize my days into productivity and relaxing. Here are some of my Friday quick tips for a great weekend...

For months now I have been telling my realtors to join ActiveRain. To my shock none of them have gone on here. Why? I have no idea. ActiveRain has become an integral part of my career as a mortgage lender and given me some insight and perspective from realtors across the country on how to become ...

The general rule of thumb is you spend 80% of your time with the 20% in your business. I just finished a transaction with a borrower today that I should have fired earlier on in the process. However, I did learn the signs about why you should fire your customer. They aren't always right and can c...

"Try not to become a person of success, but rather try to become a person of value." Albert Einstein Value creation is coming a lost art in the business world. Every thing is transaction based with money and success in the front and value in the back. It is my belief that if more people were to c...