HomeLendingByChris

Success in life or business is all about technique and continuous improvement. It’s about growth in who you are and how you do things that takes you to the next level in life. Here are my 3 tips to help make you successful in life and business. 1. Consistency. In order to find activities that gen...

Here are some helpful tips for home buyers regarding Interest Rates and what you need to know when you try to obtain a mortgage.  1. Locking vs. Floating. Prior to initital disclosures your loan officer will ask you if you would like to float or lock your interest rate. Locking your interest rate...

This quote is a great reminder that the best things in life are simple and are often experiences and impacts you make on others and not how much money you have. Recently I have learned to smile more often, continue to dream big, laugh more, and appreciate the smaller things around me each day. Ha...

Those of us on the west coast are going to experience a heat wave for the next week and half and its going to be intense! Here are some tips to beat the heat and stay safe. 1) DO NOT LEAVE YOUR PETS OR CHILDREN IN THE CAR. I have read about this too often on Facebook and in the news. If you see a...

I have discovered a strange reality recently. I end up creating lists of things to do and discovering at the end of the day I didn't get much accomplished. As I looked back I noticed that when business started picking up I was putting less important tasks in the back and money generating activite...

The New TRID requirements are coming soon starting August 1st, 2015! Are you Ready? One of the new TRID requirements is determining what triggers an application. TRID states that when the following is recevied from the borrower an application will be triggered:  The consumer's name, income, and s...

Come visit Olivia Story and I Today in Puyallup for our open house located at 119 12th ST NE Puyallup, WA 98371. This quaint and quiet downtown Puyallup single family home is close to the freeways, puyallup school district, shopping, Mt. Rainier, and more! Lots of recent updates inside! Come chec...

Building Equity: Over the long term, real estate has shown to increase in value year over year. Equity builds and puts money in your pocket down the road. Think of it as rent that pays you back. Tax Benefits: There are many tax advantages to owning a home. You can write off mortgage insurance and...

Private Mortgage Insurance is never really explained well in the lending industry. Its usually given a short and brief explanation of your LTV is over 80% so its required. The End. I'm going to shed some light on this topic to create a better understanding of PMI. What is Private Mortgage Insuran...

1. What is the down payment for the loan that I qualify for? Down payments vary depending on the loan type. FHA loans are 3.5%, conventional ranges from 3% to 20%, and VA and USDA loans are 0% down. Tell your loan officer up front how much you can bring as a down payment and where the down paymen...