Dan Papadapoulis's (homeequitytoronto) Blog

Mortgage fraud and real estate fraud are on the rise; and the frauds associated with them may take many different forms. As unsavoury as it is to think that these types of fraud happen around us, it is really of little wonder because fraudsters are opportunists and as such, they go for the bigges...

Mortgage brokers either have a negative or a positive image depending on one’s background and personal experience but the truth is, mortgage brokers only act as an agent or a middleman between a borrower and a lender, although some may be more conscientious about their job than others.What Does a...

Mortgage rates are not the same throughout Canada. This applies to all types of mortgages including second mortgages. The reasons why mortgage rates fluctuate depend on many factors but location is a major determinant.Who Sets Second Mortgage Rates?The second mortgage rates are set by individual ...

The Canadian government is widening their ever reaching grasp and going after all sorts of tax cheats including those who are in the real estate market. The developers of Trump Tower in Vancouver, the huge project at Wall Centre Central Park, are in hot water.No less than the Minister of National...

Buying a home is a huge financial decision. As such, it is best done with the help of professionals who knows the ins and outs of home buying and will iron out any possible issue that may come along. The professionals that can serve this role are usually real estate agents and real estate lawyers...

Although a lot of Canadians are interested in getting a HELOC or a home equity line of credit, the majority are concerned about being unable to manage making payments on time more so as interest rates seem to be seeing an upward trend these days. News saying that HELOC payments will increase also...

Borrowing against their home equity gets some people feeling iffy, viewing the transaction with suspicion and thinking that it is a ploy for lenders to rob someone off of their home. The truth is far from this. Borrowing against one’s home equity can prove to be a smart financial decision as long...

Buying or selling a home, no matter how small, is a huge financial transaction wherein small mistakes can prove to be costly. It is in your best interest to make sure that your real estate transaction will not end up in a nightmare by getting legal help from a professional. Real Estate Lawyers, T...

There are many ways by which you can access the equity that you have in your home, but choosing which one to go for will not be an easy call. You have to consider the purpose that you’ll be using your home equity for, your financial goals, and how you’ll be able to pay back the funds after you’ve...

No one buys a home without thinking of it as an investment or as a huge decision with both long-term and short-term effects. After all, even if you’re only buying a second home, or a transition home, a house is still an expensive purchase.Why Get A Lawyer?There is  no doubt that there is a lot of...