Danny Papadopoulos's (homebasetoronto) Blog

It can be alarming for many that approximately 1 in every 10 Canadians have no qualms about admitting that they find nothing wrong about committing mortgage fraud according to the latest survey by Equifax. In the recently shared survey, Equifax confirmed that credit fraud may be more rampant than...

Improving your home’s value is something you should always have in the back of your mind when you’re a homeowner. Better home value means you will have an easier time selling when you decide it is time to let go. It also means increasing your home equity so that you can tap into a home equity loa...

If you are making sure to lock your home and your car whenever you’re away, then you should do the same for your password. In this age where almost everything can be accessed digitally, your password falling into the wrong hands can mean letting thieves get access to your sensitive data that they...

A lot of people have lost their jobs or source of income during the pandemic. If you are a homeowner, you can use your home equity to access some cash; but is that possible with no income? Can an application get approved?Is It Possible to Get A Home Equity Loan with No Income?The quick answer is ...

Things may be a bit challenging for some of our fellow Canadians even with things looking like we will be soon able to go back to normal. After all, financial responsibilities do not end and cannot be told to wait for better days. What can you do if you happen to have bad credit but is interested...

A mortgage brokerage chief shares that suspicious income letters tipped him off to one of the most advanced employment frauds he has seen. It looks like the recent increases in home prices are driving borrowers to get further into debt, leading them to trick lenders into thinking that they afford...

A lot of people have lost their jobs or source of income during the pandemic. If you are a homeowner, you can use your home equity to access some cash; but is that possible with no income? Can an application get approved?Is It Possible to Get A Home Equity Loan with No Income?The quick answer is ...

A lot of people have lost their jobs or source of income during the pandemic. If you are a homeowner, you can use your home equity to access some cash; but is that possible with no income? Can an application get approved?Is It Possible to Get A Home Equity Loan with No Income?The quick answer is ...

Getting a home equity loan iin Toronto one of the increasingly popular ways for Canadians to take advantage of current low-interest rates and increasing house prices. Below are the top uses that Canadians are utilising their home equity loans for.Funding Home RenovationA home equity loan is a sma...

Getting a second mortgage isn’t as simple as marching to a bank and telling lenders that you want to take a loan against your home equity. Although a second mortgage in Toronto is just defined as a loan against the equity you’ve built up for your home, getting one is a complicated process that ca...