Heather Embrey's Blog

We all know this market is tough.  Heck, you can't read a paper, open your email or listen to the radio without being flooded with the news about how bad the economy and the housing market is today.  But with all of this bad news, a little sunshine has appeared in the form of affordable housing f...

Today's consumer news brings more "argh" to our world.  According to the Saturday section of the Washington Post, many banks are cutting consumers off from further use of their Home Equity Line of Credit - or HELOC.  Most HELOC agreements include language that allows them to periodically reassess...

Every Monday morning I receive an mortgage market update from a very reputable mortgage broker in the area.  Today's update was regarding how the Stimulus Act will impact conventional loan limits in our area.  While nothing is cast in stone as of today, the new loan limit may be increased to as m...