Harvey Collier's (hcollier) Blog

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RECENT BLOG POSTS
As a Fort Lauderdale mortgage broker, I'm often asked whether it's a better deal for a buyer to make a lower offer price or ask for a seller contribution?  If the buyer is obtaining a mortgage, receiving a seller contributuion can actually create more value for the borrower.  Many prospects and A...
07/07/2010
Investors that "boldly go" where others fear to go are an important part of the housing recovery.  These investors are willing to take high risks for high rewards and gamble on buying, fixing and reselling properties in distressed neighborhoods.  If it wasn't for their efforts, many of these prop...
06/07/2010
So you're not a cash buyer, but you want to take advantage of the great deals on Florida foreclosures.  Generally, the biggest hurdle to most buyers needing a Florida home loan to purchase Florida foreclosures is property condition.  Florida home loan lenders won't make a loan on a property that ...
06/05/2010
Can I Ever Get a Ft Lauderdale Mortgage With a Bankruptcy or Foreclosure? As a Fort Lauderdale mortgage broker, one of the questions I receive most frequently is, "can I get another Ft Lauderdale mortgage if I have a foreclosure or bankruptcy on my credit report?  I guess it's just a sign of the...
06/01/2010
I don't know about you, but the real estate business is difficult enough without being lied to and cheated at the same time. My most recent closing on a short-sale property was one that I won't soon forget.  Let me make it clear that 68% of my business in 2010 has been short-sale or foreclosure p...
05/27/2010
We all know the recent Home Buyer Tax Credit has now ended.  How successful was the Tax Credit? Existing home sales figures were released yesterday and showed a 7.6% gain in April, which was in line with expectations.  Both phases of the Tax Credit gave the housing market some stability, but it w...
05/25/2010
Cash buyers seem to have the upper-hand these days when it comes to purchasing Fort Lauderdale foreclosures.  Many Fort Lauderdale foreclosures are in rough shape or have quite a bit of deferred maintenance from bad roofs to gutted interiors.  Disgruntled home owners are not only packing up their...
05/18/2010
Condominiums in Florida have been the hardest hit segment of the local real estate market.  During the boom years, the greatest amount of investor speculation took place in the condo market.  New projects were planned and pre-sold before the real estate bubble ocurred.  By the time these projects...
05/17/2010
The truth be told, no matter how long it takes the current housing crisis to recover, the real estate market will never be the same again.  I'm not inferring that at some point foreclosures and short-sales will subside and the current inventory will be absorbed by the market.  I'm not even saying...
05/15/2010
  During the excitement of buying a new home or even refinancing an existing home, borrowers often unknowlingly make simple mistakes that can have an adverse effect on the outcome of their loan request.  The following is a simple list of what to do and not do when applying for your Fort Lauderdal...
05/11/2010
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Harvey Collier

Sales Assistant Michal Bander Team
local_phone(954) 629-6151
smartphone(954) 629-6151
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