George Souto Mortgage Loan Originator

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Mortgage and Lending - George Souto NMLS #65149 - NMLS #65149

ARCHIVED BLOG POSTS

2014 

  U.S. Senator Richard Blumenthal will be the speaker at the Middlesex Chamber Of Commerce Membership Breakfast February 10, 2014.  Senator Blumenthal was the Attorney General for Connecticut for several years before being elected to the U.S. Senate. The Middlesex Chamber of Commerce Monthly Bre...
01/31/2014
  The Middlesex County Chamber Of Commerce Website Business Advertising was launched this month, and is available to all members.  The opportunity for members to advertise their business on the Middlesex County Chamber Of Commerce website is an excellent opportunity for members to get even more ...
01/30/2014
It should not come as any surprise that the Lending Industry has been going though major changes over the last three plus years, and more major changes earlier this year with the Consumer Financial Protection Bureau (CFPB) Qualifying Mortgage (QM) Rules going into effect this month.  All these ch...
01/29/2014
  The Middlesex Chamber Of Commerce will be holding their next Business After Work on Wednesday February 5th. at the Gelston House in East Haddam, CT.  The Gelston House is a beautiful restaurant  that overlooks the Connecticut River, and is located next to the Goodspeed Opera House.  I have bee...
01/29/2014
Severe Cold Weather In Northeast Causes 36% Decline In Home Sales???  That is the claim HUD and the US Census Bureau is making.  HUD and the US Census Bureau released figures this past Monday crediting the severe cold weather in the Northeast with a 36% decline in Home Sales in December of 2013. ...
01/28/2014
Borrowers Need To Beware Of Costs Associated With Interest Rates. Sunday I posted a blog titled "Why Is The Annual Percentage Rate (APR) Higher Than The Interest Rate" on what fees makes up the APR and why the APR is higher than the Interest Rate.  Nina Hollander re-blogged my blog and made the f...
01/27/2014
  War Horse On Tour At The Bushnell Theater In Hartford CT. from January 28, 2014 to February 2, 2014.  War Horse is a play performed with life size puppets by the Handspring Puppet Company. War Horse is based off of a book by Michael Morpurgo a British Children's book Writer, about a young boy ...
01/27/2014
  2014 Continuing Education Class In Middletown, CT 2/20/14.  The Middlesex Chamber Real Estate Council has three dates scheduled for their Winter 2014 Continuing Education Class at the Middlesex Chamber of Commerce In Middletown, CT. Each date will have two classes available, one in the morning...
01/26/2014
One of the most frequently asked questions I get from Borrowers when we go over the Truth In Lending Statement is Why Is The Annual Percentage Rate (APR) Higher Than The Interest Rate?  The (APR) is probably the most misunderstood and confusing elements in the loan process.  The APR is not only c...
01/25/2014
Does FHA Allow For Secondary Residences?  Eric Boucher wrote a blog in November of last year titled "Are Second Homes Considered Owner-Occupied or Investor-Owned?"  Eric's blog was on how Second Homes can impact a Condo Complexes ability to qualify for FHA Condo Certification, but it also got me ...
01/24/2014
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