George Souto Mortgage Loan Originator

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Mortgage and Lending - George Souto NMLS #65149 - NMLS #65149

ARCHIVED BLOG POSTS

2012 

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My youngest son Brandon was hiking at Sleeping Giant State Park in Hamden, Connecticut this past weekend before our visit by Hurricane Sandy, and spotted the hawk in the pictures below.  Usually the Hawks are hidden in the trees, but with many of the trees having lost their leaves, even before Hu...
10/31/2012

4 Comments
The U.S. Department of Justice is suing Bank of America for over $1 billion dollars for what they claim to be mortgage fraud related to the sale of loans to Fannie Mae and Freddie Mac.  This is the first civil fraud case that the Justice Department has filed against a bank for mortgage loans sol...
10/30/2012

13 Comments
  OK so may be It isn't a real Canadian Invasion, but a few days before Hurricane Sandy hit it felt that way with all of the Canadian Geese that  descended on us here in Middletown Connecticut.  Just in the short time that I was standing there, the Canadian Geese were flying in and out, so much ...
10/29/2012

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It has been my belief over the last couple of years that low Interest Rates Are Not The Motivating Factor In Homebuyer's Decision To Purchase.  In my opinion low interest rate are a major factor in motivating existing Homeowners to refinance their existing mortgage, but not much of a factor in ho...
10/28/2012

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Hurricane Sandy is just beginning to hit Connecticut, but it has already caused the cancellation of several events that were not scheduled until Tuesday.  One of those events is the Middlesex Chamber Of Commerce Business to Business Expo which I blogged about back on the 16th of this month. I ha...
10/28/2012

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I try to stay on top of studies and reports on the Lending Industry as much as possible.  Some times those studies and reports are spot on, while others are so far off base that I wonder if they have a clue about what they are talking about. One of those studies that in my opinion is way off base...
10/27/2012

18 Comments
I found the results of a Mortgage Borrower Survey by Carlisle & Gallagher Consulting Group very interesting for several reasons.  Borrowers rated the cost of doing a loan as the most important factor when choosing a lender, but at the same time many of those same Borrowers were willing to pay hig...
10/26/2012

9 Comments
I wrote the first blog in this series back on September 29 Fall Has Arrived In Middletown Connecticut.  I then followed up with the second blog Progression Of Fall Colors In Middletown Connecticut on October 14.  This is now the third blog to show the Progression Of Fall Colors In Middletown Conn...
10/25/2012

23 Comments
This is the fifth and final blog int the The Emergency Mortgage Assistance Program (EMAP).  EMAP does not have a maximum lump sum limit that can be awarded to bring Homeowners current, but EMAP does have a maximum limit monthly mortgage payment assistance.  The maximum monthly mortgage payment a...
10/24/2012

5 Comments
Who says that Halloween is just for kids?  The Wadsworth Mansion in Middletown Connectitcut thinks that adults should have some fun to, so they are throwing an adult Halloween Party. Wadsworth Haunted Mansion Costume Bash, will be held on October 26.  There will be lots of food, cocktails, door p...
10/24/2012
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