Graham's Blog - Your Real Estate Specialist

We have seen a dramactic decrease in the number of foreclosures on the market. Look at any local MLS and you will see in excess of 90% standard sales with the remainder, short sales and only 1-2% that are foreclosures. Some Highlights: The number of homes in the US in some stage of foreclosure is...

People often ask whether or not now is a good time to buy a home. No one ever asks when a good time to rent is. However, we want to make certain that everyone understands that today is NOT a good time to rent.The Census Bureau just released their second quarter median rent numbers. Here is a grap...

This home has so much to offer. It was completely remodeled in 2003 with around 3300 sf and 4 beds, one of which is completely self contained, making it ideal for a Mother-In-Law quarters with it’s own living room and bathroom as well. Additionally, there are two large Living/Family rooms, one wi...

Open House - 12972 3rd Street Yucaipa - Sunday 8/16/16 10am - 2pmSituated on a Cul de Sac this is a beautiful 3 bedroom 2 bath home. As you enter through the front door the lounge has a lovely fireplace and gorgeous tile flooring. Plantation Shutters throughout add a nice feel to this already gre...

This year, both Freddie Mac & Fannie Mae have introduced new programs that only require a 3% down payment on a mortgage in order to purchase a home. Earlier this month, the Mortgage Bankers’ Association reported that adjustable-rate mortgages (ARMs) may be making a slow comeback as the share of A...

Now that the housing market has stabilized, more and more homeowners are considering moving up to their dream home. With interest rates still near 4% and home values on the rise, now may be a great time to make a move.Sellers should realize that waiting while mortgage rates are increasing probabl...

The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year.Below is a chart created using Freddie M...

Buying a home can be a daunting process unless you have a team of experts guide you through the process. Usually the first step is to find out if you qualify for a mortgage and if so how much can I afford. This will often determine what type/size and even what location you can afford to buy a hom...

There is a plethora of real estate information available today in the news and on the internet. It can be extremely confusing at times. If you are thinking of buying or selling, you need an agent who can help make sense of this rapidly evolving housing market. You need an agent who can help you p...

n their latest Housing Market Insight & Outlook report, Freddie Mac revealed that recent low down payment initiatives have raised concerns that we may be returning to the same lax mortgage qualifications that caused the housing crisis from which we are just now recovering.The report went on to ex...