George Thoma's Kamaaina Mortgage Group, Blogs

The VA loan is a mortgage loan program that is backed by the U.S. Department of Veterans Affairs (VA). It is specifically designed to help active-duty military personnel, veterans, and certain other groups to purchase a home. Some of the key advantages of the VA loan include:1.    No down payment...

 In a real estate transaction, a temporary buydown can be paid by either the seller or the borrower.If the seller pays for the temporary buydown, it is typically done as a negotiating tactic to make the property more attractive to potential buyers. The seller may offer to pay a fee upfront to low...

How to Grab Our Attention   Let’s face it…no one wants to spend time and effort writing a post only to have a few people read it.  Whatever your target audience…the members here or potential clients …you may write a masterpiece but if someone doesn’t click on your title…what good is it?!   Title...

Do you ever use QR codes in your marketing? They can be very useful for buyers to learn more about a listing if they're standing by the sign. For example, if you point your smart phone camera at this QR code it'll take you to a live streaming cam showing a 2 acre vacant lot for sale. How easy is...

 Most people don't think about insurance until they have a loss in Hawaii,  but by then it's too late. Here is the perfect example since we all celebrating how our home values have risen from 2010 to 2022 in Hawaii. Regardless of which island we are pointing the finger at: Oahu, Maui, Kauai, or H...

The most expensive condominium located for sale on the beautiful island of Maui Hawaii July 2022. This luxury condo is located on the South Shore of Maui in Wailea at the Wailea Point development. The  amazing oceanfront condo is currently listed at $20,000,000 and features 2 bedrooms and 3 bath...

Summer is offically here with the passing of July 4th.  Maui is booming with tourist, weather is perfect. The Maui market has slow down a bit from last year, we are seeing some price reductions. You can get the latest sales in Wailea Makena on my my blog listed below. Search Maui Properties http...

230 N. Holokai Rd - Haiku Maui home for sale Just listed on Maui's north shore - a sweet 997 sf cottage with .7 acres of land in a great neighborhood.  Asking $1,195,000 which is less than the median price of a home on Maui these days.  Click the link below to read all about it on the Hawaii Lif...

No one rings a bell when the market turns.  You don't hear the clang like on Wall Street when it's time to stop trading. However, I'm hearing some chimes in the distance. Crash?  Probably not.  Why? Because everyone needs a place to live. However, I am seeing more price reductions than before.  ...

Hawaii Life joins forces with Wailea Realty - January 2022 Did you hear the latest news about Maui real estate companies? It's no secret, Hawaii Life is growing and taking over some more real estate offices on Maui.  Wailea Realty will now be rebranded under the Hawaii Life brand, but still offe...