Ken 's Blog

Mortgage and Lending - FAIRWAY Independent Mortgage Corp
Ken Pederson, a mortgage lender and Certified Mortgage Planner in Pennsylvania, talks about wealth accumulation and mortgage advice.
Realtors, protect your buyers and sellers. When a lender pulls a credit report it shows up as an inquiry. Credit bureaus are allowed to sell that information - called a trigger lead. When we're in a low interest rate environment, like we are right now, trigger lead purchases go up and the lender...
Change your habits and change your life - how much would your business improve if you made 250 more phone calls next year? That's one extra phone call per day. You don't have to set up a whole new you, just adjust one thing and make it a habit. Extra resource from Darren Hardy, CEO & editor of S...
A great old article on Jerry Rice, plus Freddie Mac and Fannie Mae's announcement regarding loan limits, and some FHA considerations. The link mentioned:
Home Buying Tips - What is FHA?  What is an FHA home loan?  FHA stands for Federal Housing Administration.  The FHA insures certain mortgages, referred to as FHA mortgages.  A lender needs to be approved in order to offer an FHA mortgage.  Not restricted to first home buyers, FHA mortgages are i...
Looking for help - a few from our team are going to go to New Jersey next weekend to volunteer and we're going to bring some supplies with us. Right now they're asking for batteries and small gift cards to the major chain stores since it's difficult to say from one day to the next what supplies ...
What happens to mortgage interest rates when a democrat wins the presidency? Historically, they've dropped just a little in the month following the election whenever a democrat was elected president. What to expect in the days ahead? More about Ken Pederson and FAIRWAY Independent Mortgage Corpo...
This is exactly what our market needs right now.  Another strong mortgage program that allows for a low down payment.  This is a conventional mortgage, see the features and benefits below: 1. 3% Down Payment 2. Conventional Financing 3. Conventional Appraisals 4. Seller Concession up to 3% of th...
Ken Pederson of FAIRWAY Independent Mortgage Corp. in Lancaster, PA talks about the parts of Pennsylvania so far listed as needing appraisal re-inspections prior to "Clear to Close" or loan funding. If you have clients in one of these areas getting ready to settle on a mortgage...
The Fed moved to keep rates low into 2015, looking to create more jobs and help the housing industry. With rates remaining low, and low down payment mortgage products available, home ownership is very achievable. For instance, Fairway Independent Mortgage has access to a conventional mortgage pr...
Home Buying Tips - 7 Steps to Home Ownership, from your pre-purchase mortgage consultation to finding the right Realtor, making an offer, seller concessions, mortgage approval and settlement. Learn how to buy a home with confidence that you're taking the right steps.

Ken Pederson

Certified Mortgage Planner
local_phone(717) 431-9299
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Ken Pederson, a mortgage lender and Certified Mortgage Planner in Pennsylvania, talks about wealth accumulation and mortgage advice.