Ken 's Blog

Mortgage and Lending - FAIRWAY Independent Mortgage Corp
Ken Pederson, a mortgage lender and Certified Mortgage Planner in Pennsylvania, talks about wealth accumulation and mortgage advice.
  Today marks big changes to the mortgage industry, but what do they mean to you?  Probably, not much.  Some lenders will be affected more than others.  For Fairway Independent Mortgage, the new regulations don't pose a significant difference to the high quality standards we already use.   And i...
A New Year's Resolution is really just setting a goal.  Write your New Year's Resolution down this year!  Wishing you the greatest year of your life, Ken Pederson and the team at Fairway Independent Mortgage (Auld Lang Syne - from 'It's A Wonderful Life')
It's time to look ahead at 2014 and make your plan.  Take 55 minutes, fill out this single page planner, and make 2014 a success. download
Here's a short video on some of the BIG changes and what you, the Realtor, should do right now! Ken PedersonMortgage Lender in PANMLS: 134943
Please help us welcome Erich Earhart to our FAIRWAY Family! Erich comes to us from Union Home Mortgage Corp., where he was a Senior Mortgage Consultant.  With 13 years in the industry focusing on customer service and repeat business, Erich is able to help his clients with a smooth and great mortg...
Are USDA / Rural Housing deals dead with this government shutdown? Not necessarily. If a USDA loan is fully approved, at this point it shouldn't be a problem.  We can even get USDA loans through most of the process, except for USDA approval.  It's a bit of a risk, when considering whether to wri...
What happens to real estate transactions if the government shuts down? Hopefully, even if there is a shut down, it will be brief - so the answer will be "not a lot." Potential issues that could happen this week if the government shuts down would have to do with FHA insured mortgage loans. In the...
What is Pinterest?  Or more importantly, what does is mean to real estate agents?  Pinterest is a fast growing social media network that is primarily picture based, and as of right now, the third largest search engine in the world.  What could you contribute as a Realtor?  How about photos of a ...
Attention financial planners:  we have access to a low down payment mortgage product with conventional underwriting and conventional appraisals, with no PMI, and up to $2,000 per year tax credit for the life of the loan.  Not a tax deduction, a tax credit.  This is a good program for first time ...
There is a cool loan product coming out soon - low down payment options for conventional loans, no PMI, conventional underwriting, conventional appraisals, tax credits... stay tuned. Also, that 800lb gorilla, social media. We're bringing in one of the area's premier social media experts to talk ...

Ken Pederson

Certified Mortgage Planner
local_phone(717) 431-9299
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Ken Pederson, a mortgage lender and Certified Mortgage Planner in Pennsylvania, talks about wealth accumulation and mortgage advice.