Eric Hensley's (erichensley) Blog

 With the glut of homes on the market, it is hard for many agents to make their home "stand out".  What can be done to differiantiate your listing?  Well advertising helps, but it is more expensive than ever.  I would suggest my "listing edge" program.  What is it.... only a sign.  But it is a si...

 Yesterday, a judge issued a temporary order stopping the Department of Housing and Urban Development from enacting the end of down payment assistance.The down-payment assistance programs argued that their programs help many first time home-buyers and they do. They are great for FTHB with little ...

 The problem:  Your buyer has a credit score of 540 and doesn't have any money for a down payment.  And to make matters worse, the buyers has no money for closing costs.   A turn down right?   WRONG!!!!If i told you you could get your buyers into a house with a mid 500 credit score with no money ...

 This month HUD set the time frame for deleting Down Payment Assistance.  As DAPs help first time home buyers, it seems ridiculous that HUD would take away potential buyers from a market that desperatly needs them. Here is an update and overview of the latest events in the DPA (Down Payment Assis...

 Here are todays rates.  Remember rates change constantly, so email for updates. On 30yr Fixed.  200,000 loan amount.  10% down.  You will have a rate of 6.5% --WITH NO MI!!!We still have stated products!!!For qualified borrowers with higher credit scores,  On a 300,000 loan,  with 20% down.  We ...

  In market news:NEW YORK (CNNMoney.com) -- The number of foreclosures across the country dropped in September, falling 8 percent from a 32-month high in August, according to a regular monthly survey.  Dropping, but still incredibly high, especially here in Florida.On the short sale front:  What ...

 Are you having trouble moving your listings?  If you are, you are probably in the same boat as everyone else.  How can you sell your listing when there are 20 other houses that have approximently the same square feet and the same price?  How can you make your listing stand out?   How can you ent...

 Today's rates: For a $250,000 purchase with 20% down, you are looking at 6.375% and a payment of $1,247.74 for a 30yr FixFor a $250,000 purchase with 10% down, you are looking at 6.50% and a payment of $1,422.15 for a 30 yr Fixed------WITH NO MI ADDED!!!For a FHA loan--100% financing with DAP pr...

 Are you having trouble moving your listings?  If you are, you are probably in the same boat as everyone else.  How can you sell your listing when there are 20 other houses that have approximently the same square feet and the same price?  How can you make your listing stand out?   How can you ent...