David Hetti's (elfiehayes) Blog

In the Mortgage Industry there's a Broker on every street corner in my town!  I work in a relatively small City of about 150,000 residents and I know of over 100 mortgage agents that work in the area. That's just the people I know in my industry!!!  I'm sure there are many others that I'm not awa...

The Durham Mortgage Solutions Team - Mortgage intelligence Oshawa - Receives Prestigious Award. We are once again honored to receive another Award at the Mortgage Intelligence Gala.   Each Year Mortgage Intelligence acknowledges the efforts of the “Best of the Best” Mortgage Agents and teams.  My...

10 Financial Resolutions for 2011   Your Top 10  Financial Resolutions for 2011   Doug Melville, Canada’s Obudsman for Banking Services pointed out that the following tips might seem obvious. But everyone who wants to maintain or improve their financial future should be aware that they are in con...

Debt Settlement is a service provided by professionals in the financial industry. Debt Settlement can be an alternative to filing Consumer Proposal or Bankruptcy both of which affect your credit rating negatively for up to 7 years. Debt Settlement takes a different approach. By negotiating a redu...

On Monday I was asked if I would mind being interviewed for a piece about Canada's housing industry on the CTV National News with Richard Madan.  The topic is the increasing number of Canadians who are finding themselves in Foreclosure. It was a great honor to be chosen out of all the Mortgage Ag...

In an effort to provide accessibility under Ontario’s new “AccessON” program we are pleased to say we have taken the accessibility training provided by DREN, Durham Region Employment Networks.    What that means to our clients and business partners is the we do everything possible to offer access...

When you Need Help CMHC and Elfie Hayes are There! Homeowner Default Management Unforeseen financial circumstances can impact a borrower’s ability to repay their mortgage loan.  With early intervention, cooperation and a well-executed default management plan, lenders and borrowers can work toget...

  First Time Home Buyers may be able to receive up to $2000 towards the cost of the Land Transfer Tax on their first home purchase.  Full details are available at Land Transfer Tax.   This is just one way to save when buying a home in Canada.     Happy home buying!   Let the experience of Your Du...

Tips to get into the next home faster The resale housing market is expected to remain at near record sales levels in 2010, according to The Canadian Real Estate Association. For homeowners looking to trade up, there are several things to consider before jumping back into the real estate market: D...

Rent to Own may be a Good Option. For many folks who have seen difficult financial times during the recession, the Rent to Own option is a blessing.  If done correctly, it can be a way to move into a great house now while setting a portion of your rent aside as your down payment for the future. ...