David Crisp's (dcrisp) Blog

 April 26, 2007Rate Watch - Mortgage applications ended their five-week decline last week, helped by a decline in interestrates. Mortgage applications have slipped in recent weeks, hurt by the recent crisis in the subprime mortgagesector, which has fueled concerns that lenders may clamp down in l...

Many people don't realize how their credit score is created.  It is so important today to realize what effects your credit for the good and the bad.  Below are the basics. The Five Factors of Credit Scoring                                                There are five factors that comprise the cr...