David Kester's (davidkester) Blog

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Mortgage and Lending - Sterling Home Mortgage
RECENT BLOG POSTS
I can't believe what has happen to the mortgage industry.  The turn times for getting a loan done is crazy!  But I do have great news, I personal just closed a FHA transaction in 2 weeks!  Yes, 2 weeks, from start to finish.  I couldn't have done this without a team of professional working togeth...
04/01/2009
I just closed a loan that was turned down by 3 other mortgage companies!!  Yes, Closed and Funded!! When banks say no, a mortgage broker can say yes.  I work with over 60 different mortgage companies (some you have heard of and some you have not).  This one loan ($240,000.00 purchase price) was $...
10/06/2008
Last year most of the 100% mortgage loans went away.  I know of 2 different ways to get people 100% loans.1st is VA loans.  Of course not everybody can do this loan, but it is one of the best loans out there. 2nd is FHA Ameridream.  This is a great way for people that can make the monthly payment...
05/06/2008
 I remember closing 15 - 20 loans every mouth.  Now I would be happy if I could close 7 - 8 per month.  What happen to the good old days?I think I get 5 - 6 calls a week from someone wanted me to buy leads or advertise with there company.  I have tried both of these options and I'm still not gett...
05/05/2008
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 Fed cuts again - future unclearWhat does it mean to you? The Federal Reserve cut interest rates today for the seventh straight time since September of last year. Many experts believe that the Fed is done cutting interest rates and will begin a new watch-and-wait policy. This new policy is due - ...
05/01/2008
How Much Money Should You Borrow? While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll actually need to borrow in order to purchase a new home. From the down payment to taxes to insurance and inte...
04/24/2008
Trigger Leads: Protect Your Personal Data Did you know that the major credit bureaus sell your personal information? It's true! Known as "trigger leads", the files of borrowers applying for a home loan are immediately flagged, packaged, and sold by the credit bureaus to the highest bidders. For a...
04/24/2008
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Please call me to I can reveiw your options. There are still ways to do 100% loans. David Kester Sr. Mortgage Planner davidkester@cox.net 602-628-6500
04/20/2008
Lower Fed Rate Means Opportunities on the Rise For the first time in more than four years, the Federal Reserve cut its Fed Funds Rate, which directly impacts millions of American borrowers. And while this important decision has many implications, there's still some debate among experts about what...
09/19/2007
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David Kester

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