Dave Halpern, Broker, SRES

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Real Estate Agent - Dave Halpern Real Estate Agent, Inc., Louisville, KY (502) 664-7827
RECENT BLOG POSTS
When I drove by this street sign it reminded of all the people I help on a daily basis. I successfully help many divorcing couples in Louisville KY avoid foreclosure and bankruptcy by negotiating a short sale of their home with their lender. The house sells for an amount SHORT of what they owe so...
02/16/2011
If a house is a fixer upper it can be priced accordingly. If a house is gorgeous it can be priced accordingly. There is a market for both types. It's the in-between houses that are harder to sell. Investors and do-it-yourself warriors love fixer uppers. Almost everyone loves a gorgeous house, esp...
02/15/2011
Isn’t the short sale lender obligated to report canceled debt to the IRS? Isn’t the borrower obligated to report canceled debt even if they didn’t get a 1099-c? In a short sale, the lender allows the house to sell for less than owed. The short sale acceptance letter usually specifies if the short...
02/13/2011
In my previous post about Four Roses Bourbon in Cox's Creek KY - Largest Barrel in the World? I described the 2-story bourbon barrel that I came across on my way to a short sale listing in Shepherdsville KY The friendly guard couldn't wait to show me the motorcycle made of Four Roses Bourbon barr...
02/11/2011
I was on my way to a short sale listing in Shepherdsville KY when I zipped by a 2 story high barrel glistening in the sun. I knew I needed a picture of this phenomenon, so I pulled in to what turned out to be the parking lot of Four Roses Bourbon warehouse facilities located in Cox’s Creek, Kentu...
02/11/2011
Borrowers are angry and bewildered by the loan modification process. Many of my short sale clients previously tried to modify their loan. They were plagued with denials, large lump sum payments, HIGHER payments instead of lower payments, and other tribulations. Just the other day a seller who I a...
02/09/2011
Nature is art, all we need to do is notice and appreciate. Oh, also carry a camera and be ready to shoot. It's almost unfair that I can take 10 seconds to capture this composition that nature placed in front of me, but an artist of first rate caliber would have to toil days or weeks to conceptual...
02/05/2011
If the seller is convinced that there are ghosts in the house, is there a requirement to disclose? Multiple people state they have seen, heard and felt the presence of uninvited and inexplicable guests in the house. A psychic who was not briefed on the situation went straight to the location of t...
02/05/2011
  Sequence of events in a short sale ·    Gather about a dozen documents ·    Submit to the short sale lender ·    Wait ·    Follow Up ·    Wait ·    Follow Up ·    Escalate ·    Wait ·    Repeat Although the cycle described above seems imaginary and cynical, it actually is a true description of ...
02/04/2011
A buyer asked me a common sense question: “Why are so many short sale houses vacant? Why doesn’t the bank encourage the seller to stay so the house will stay maintained and protected?” He had just walked through a Louisville vacant house that the bank had neglected to winterize. He claimed the wa...
02/01/2011
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Dave Halpern

Louisville Short Sale Expert
local_phone(502) 664-7827
smartphone(502) 664-7827
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