Mortgages, Finance and Economics - Quality Loans from Dan Hartman

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Mortgage and Lending - Province Mortgage Associates - NMLS #2861
Dan Hartman's Blog about mortgages, real estate, and the economy in New England, and the United States, especially Rhode Island Rates, Connecticut Mortgages, Massachusetts Rate Locks, and New Hampshire Home Sales.
RECENT BLOG POSTS
I get an email every day from the Providence Business News recapping the day's events as published in that paper, and there have been several articles of interest this week which reflect on current market conditions.  As you may know, while the US as a whole is not currently in recession (at leas...
07/25/2008
The City of Providence has announced a new homebuyer loan for those purchasing previously foreclosed properties.  This program, called, the Foreclosed Homes Rehab to Homeownership Program for Homebuyers, offers as much as $50,000 through an interest-free loan to buyers of previously foreclosed ho...
07/21/2008
Fannie Mae and Freddie Mac have been struggling with the fallout of the mortgage and foreclosure crisis for some time now.  This week alone, there have been several front-page articles in the Wall Street Journal.  In pre-market trading this morning, stocks of the two companies are in free-fall, s...
07/11/2008
I don't write a lot of what I consider "shameless self-promotion" articles, but I think that a mortgage company completing its 3rd year in existance given current market conditions is a great testament to the quality people I work with, to their dedication, and to their perseverence.  We held an ...
07/03/2008
This Saturday, I climbed Round Mountain in Salisbury, CT, and Mount Frissel, in the town of Mount Washington, MA.  It is a relatively short hike, at just over 1 mile, however, that involves a total of 800 feet of vertical ascent (and about 200 feet of descent along the way) which makes it a very ...
06/26/2008
The Federal Reserve Open Market Committee will adjourn its first meeting of the Summer today, and is expected to make an announcement at 2:15 PM regarding its decision to raise or lower interest rates.  At this point, virtually no one in the investing world expects the Fed to make any changes to ...
06/25/2008
I've been hearing rumors of this plan for a while.  A similar bill passed the House of Representatives in May, and was expected to get to the Senate fairly quickly.  I guess 7 weeks is fairly quick in Washington. What is it? We've seen a number of plans recently to help homeowners get out of trou...
06/24/2008
It might seem like getting your mortgage to build your new home was a battle.  You were likely forced to submit copious documentation, and you home plans were extensively scrutinized.  After all of that, you've signed a contract with your builder, and then you probably went to a lawyer's office s...
06/23/2008
News broke today that FHA will be temporarily waiving a rule that has been impeding bank resale of foreclosed properties. The so-called "90-day rule" was implemented to stop property-flipping schemes that utilized multiple investors to rapidly increase the value of a home, while stripping that va...
06/16/2008
Great opportunities exist in the real estate market right now.  Many homes are selling for far lower prices than they brought at their last purchase.  3-  and 4-unit properties are often available for a song due to extreme reductions in viable financing options.  But what about getting a home tha...
06/11/2008
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Dan Hartman's Blog about mortgages, real estate, and the economy in New England, and the United States, especially Rhode Island Rates, Connecticut Mortgages, Massachusetts Rate Locks, and New Hampshire Home Sales. Let Dan leverage his MBA in Finance and experience as a college professor for you! Locations of visitors to this page