HomeInsurance.com Blog

Florida is different. Few other states enjoy the climate, culture and, yes, the theme parks that Floridians do. And that's not even scratching the surface of the ways the Sunshine State differs from the rest of the country. Then there's homeowners insurance. That's different, too. Whether you're ...

Sending your child to college is a big step in the journey of parenthood. While you might wish you could go with them, it’s time to le t them spread their wings and fly. But even though you can’t be your child’s suitemate, you can at least protect him or her as well as his or her possessions with...

When it comes to selling your house, your greatest worry might be closing the deal. But protecting your property while it’s on the market is just as important. Homes for sale can often be targets for theft, vandalism and even liability lawsuits. Whether you’re still living in your home or leaving...

Let's face it: You don't want anyone to get injured in your home. Although homeowners insurance includes coverage for liability lawsuits and medical payments in case someone gets hurt on your property, you hope never to have to use it. Homeowners have good reason to avoid liability claims. Bodily...

Ohio residents are feeling good about themselves again – LeBron's back in Cleveland, Johnny Football stands in the wings there, the Bengals and the Blue Jackets made the playoffs last year, and home insurance in Ohio looks like a bargain compared with other states. How much of a bargain? The aver...

The average annual cost of U.S. home insurance increased to $829 during the second quarter of 2014, according to an evaluation of premiums for policies sold by HomeInsurance.com throughout 37 states during the quarter. That was up about 2.1% from the previous quarter but down about 5.6% from the ...

You probably know that homeowners insurance protects your house from certain perils such as fire, wind, hail, and burglary. But did you know that standard policies also typically protect the possessions inside your house? That part of your policy is called contents coverage. But there are some th...

You want an in-ground swimming pool. Or a trampoline. Or a German shepherd. But you've heard the insurance horror stories that come along with a pool, or trampoline or a dog that providers consider 'dangerous.' Fear not: You can still enjoy your pool or trampoline or 'dangerous' dog and have a gr...

In the real estate world, location always stands tall as the key factor in selling a home. But it also stands tall as one factor that has a major effect on homeowners insurance. HomeInsurance.com recently checked just how large an effect location can have in setting premiums.   The website compar...

At least initially, your home insurance typically pays, even if neighbor's tree damages your house. But the answer doesn't necessarily end there, and it doesn't always begin at the instant when the branch knocks a hole through your roof. The details matter, so much so that it's a good idea to stu...