The Ramblings of a Baltimore Area Realtor

Back to School Backpack and School Supply DriveHere at Coldwell Banker Realty in Howard County, we are blessed with so much but some of our neighboring communities are not and we love to give back!!Jan Hayden in my office is running a backpack drive for the less fortunate kids in the Sandtown are...

Just Rented - 11700 Old Georgetown Rd, #103, North Bethesda, MD 20852A lot of agents don't list apartments or homes for rent, I do. I also help renters find homes to rent.I recently helped a renter find and secure this gorgeous 2 bedroom 2 bathroom condo in The Sterling in North Bethesda near the...

You Thought You Knew Anne Arundel County, MD - TriviaAnne Arundel County has the most shoreline of any western shore county with 508 miles of shoreline.Maryland's capital city of Annapolis is located in Anne Arundel County and is also the county seat.The county was named for Lady Anne Arundell, t...

Buy Back the Block - Downpayment Assistance ProgramDo you currently rent an apartment or home in Belair-Edison, Berea, Four by Four, Edmondson Village, Allendale, Edgewood, Middle Branch, Cherry Hill, Lakeland, Mondawmin, Panway/Braddish Avenue, Parkway, Kenilworth Park, Richnor Springs, Winston-...

Price Improvement - 611 Brisbane Rd, Baltimore, MD 21229Now with a new improved price, a second chance like this doesn't often come around, so don't miss it!! Plus, the seller is now offering $5000 towards the buyer's closing costs for an acceptable offer that proceeds to closing. Welcome to this...

Will it be a Dorm, a Room, or Your Own Home this Fall?Are you going off to college this fall? You and your parents have been saving for years for this time.  You are getting grants and student loans and your tuition is paid.  Do you stay in a dorm, rent a room off campus, or… do you buy a small h...

Should I Pay Off  My House?Here's why you should never pay off your house.  Here's your house, it's worth $250,000. You've been told by many financial experts that you need to pay off your mortgage so you can be financially free.  A lot of people will put extra money towards paying off your mortg...

If I Could Go Back in TimeIf I could go back in time this would be the first investment I would make.  I would buy a multi-unit property of 2 to 4 units and use a FHA loan so I would only have to put 3.5% down.  This would not only allow me to own my first home but also my first rental property. ...

Maryland Homestead Tax CreditIf you own a home in the state of Maryland that is your primary residence you need to take advantage of this credit.  The Homestead Tax Credit program limits the increase in taxable assessments each year to a fixed percentage, each county is required to limit their ta...

How to Get Your DownpaymentIf you are having a tough time saving to buy your first home, there are several ways to do that.  You can never be too young to start too!! Ask a friend or family member to help.  Show them this is a sound decision and that most lenders are okay with gifts from friends ...