CHRIS CARTER with TJC Mortgage, Inc

Mortgage and Lending - TJC Mortgage, Inc.
Good news on the refinance side or mortgage lending!   HARP 2.0 will help. HARP 1.0 and DU Refi Plus programs were widely criticized as well, but in the end many bankers/brokers were able to market this program to better serve their clients and increase production. Nothing out of Washington is pe...
Did you know that TJC Mortgage now has updated their funding fees for VA loans?!  I am committed to bring you the most update lending laws and policies and you should know about this 100% purchase program for America’s veterans!  Recently in the below memorandum, the VA has updated their costs to...
Has anyone heard anything on this new HARP program?
I was just wondering because I thought about advertising in the newspaper.
Why is my credit score different from what the lending is seeing?There are a few misunderstandings happening recently concerning the credit rating range that usually happens when consumers pull their own credit opposed to when a lending institution pulls a credit report. I think this really is br...
Question to the realtors out there...   Does football season slow down your sales?  Just curious.
So you were a broker and want to get back in the business? I wanted to give you some brief information regarding changes that have occurred in the mortgage industry as we know it today.  I wanted to specifically target the Mortgage Originator: your requirements and responsibilities. A Mortgage Or...
Just a thought...Today's the last day to close on refinances! Usually I am ready to kill someone because I’m trying to get a file out the door.  But not today!  Usually we clear off about 1/3 of our active pipeline.  Today’s closing slate is slammed full.  But the great news is the amount of loan...
Want to know what’s great about the mortgage and real estate business?   Several people keep asking me “should I buy a house? Is this the right time to purchase?  Are the rates going up?  Can I get into a house with no money down?”   My answer is simple.  In regards to a purchase transaction – YE...
Sounds like a heck of a plan to me. Take the time to read this post.  I think some great points are being made here!  Well done Barry! Have you ever thought you had the answers to fix this housing market and there is no way that any congressman or senator will even hear you out much less run with...


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I hope you enjoy my informative blog with updates related to the mortgage industry and real estate markets!