New USDA property maps delayed USDA announced today that the new USDA Property Eligibility Maps based on 2010 Census data will not go into effect until Oct 1, 2014. This could change if congressional action ensues in the interrim. Most areas are still utilizing maps based on 2000 Census data
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01/28/2014
Washington VA Loans after Bankruptcy, Foreclosure, and Short Sale During the past few years, many Veterans have experienced a Home Foreclosure, Short Sale, or Bankruptcy. Financial Hardships are never easy, and the VA is cognizant of this, and allows VA Lenders like VanDyk Mortgage the guideli
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01/20/2014
Complete California FHA Loan Limits for 2014 FHA has released the FHA Loan Limits for California Counties. Many counties have a lower FHA Loan Limit in 2014, as congressional mandate has returned the cap in high cost counties to the "Permanent High Cost Loan Limit" of $625,500. This FHA Loan Li
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01/20/2014
Complete California VA Loan Limits for 2014 The VA has increased the VA Loan Limits for many California Counties, with the Bay Area counties of San Francisco, Marin, San Mateo, Contra Costa and Alameda topping the VA Loan Limits for zero down VA loans at $1,050,000. San Diego County increased t
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01/19/2014
San Diego VA Condo Loan Information A great alternative for San Diego Veterans to Purchase or Refinance a home in San Diego is to consider a Condominium and utilize their VA Home Loan Benefit to Purchase or Refinance a Condo using VA Financing (or VA Jumbo Financing). VanDyk Mortgage offers
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01/19/2014
San Diego VA Loan Info San Diego Veterans and Active Duty Military Members have a few options on how to use VA Loans and VA Jumbo Loans to Purchase, Refinance, or Streamline Refinance their home. We offer a full selection of VA Loans including VA Purchase Loans, VA Loans to refinance non-VA lo
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01/19/2014
San Diego VA Jumbo Loan Info San Diego Veterans have several options on how to utilize VA Loans and VA Jumbo Loans to Purchase, Refinance, or Streamline Refinance their home. We offer a full selection of VA Loan Features including VA Jumbo Loans for purchase, VA Jumbo Loans to refinance non-VA
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01/19/2014
San Diego VA and VA Jumbo Loans after Bankruptcy, Foreclosure, or Short SaleMany San Diego Veterans have experienced a Financial Hardship such as Foreclosure, Short Sale, or Bankruptcy in recent years. The good news is that VanDyk Mortgage can help San Diego based Veterans and Active Duty Milit
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01/18/2014
VA FAQ #11 Can I get a VA Home Loan if another VA Lender has denied my VA Loan?The answer is possibly. There are many reasons why VA home buyers can be denied for home loans, some of those reasons can be overcome by working with an experienced VA Lender such as VanDyk Mortgage. We understand
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01/10/2014
VA FAQ #10 - Are VA Loans available over $726K?YES. We offer VA Loans over $726K to qualified Veterans. We even offer VA Loans over $1m all the way to $2.0M VA Jumbo Loan amounts to qualified Veterans with full VA Entitlement available. Many VA Lenders cap their VA loans at $424K, $650K, $729K
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01/10/2014