The Government Loan Pro's - VA, VA Jumbo, FHA, Conventional, & Jumbo Lender

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Mortgage and Lending - VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender - NMLS 220268 / 3035
VanDyk Mortgage - Nationwide Mortgage Banker, Direct lender, VA Lender, FHA Lender, VA Jumbo Lender, San Marcos California, VA loans, VA Jumbo Loans, FHA Loans, Conventional Loans, Jumbo Loans, FHA Jumbo Loans, VA High Balance Loans, San Diego, Los Angeles, Bay Area, Northern California & Southern California Home Loan Info, Seattle Area Home Loan Info, Virginia Home Loans, Wyoming Home Loans, Florida Home loans, Georgia Home Loans, Michigan Home loans, Texas Home Loans and more. Serving AR, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, ND, SD, TN, TX, VA, WA, WY. Visit us at for even more info or to get started. Or give us a call or text at 760-752-4480 direct.



Getting FHA & VA purchase offers approved can seem daunting to a home buyer (and Realtors too).   Many buyers experience a long frustrating process when trying to bid on Bank Owned, REO, Short Sale, or Corporate Owned Properties with a FHA loan or VA loan.   Why is this?   Steve Hall with RE/Max ...
FHA High Balance or FHA Jumbo?  What is the difference?FHA High Balance or FHA Jumbo?  What is the difference?  (January 2023 update) The answer is simple: None.   FHA loans that are over $726,200 and up to the county FHA Loan Limits are called both FHA Jumbo and FHA High Balance loans.   These a...
An agent friend sent me a link to this website today: .  This is a great tool to research your area for crimes, both big and small.   It is also a great tool for prospective homebuyers to research neighborhoods that they may not be familiar with for the types of crime that o...
FHA Home Loans are not just for First Time Homebuyers.   It is a long held myth that FHA Loans are for First Time Homebuyers.   This is not the case.   FHA Loans are eligible for Primary Home Purchase and Primary Home refinance.   With increased FHA Loan limits up to $729,750 and several FHA refi...
I just posted a FHA Refinance Case Study for a loan over $417K, here is another FHA Refinance Case Study to show another area where FHA can help homeowners.  Let's say you live in Los Angeles California.  Your home is now worth $400K.   Your First Mortgage is $340K, and you have a small second mo...
Here is a scenario to show why it can be beneficial to Refinance your loan or loans into a safe, secure, fixed rate FHA Loan.   Let's say you live in Seattle, Washington.    Your home is worth $600K and you currently owe $460K on your first mortgage, and you have a second mortgage for $100K.  Let...
HUD announced in January that the Mortgage Insurance premiums for FHA will be increasing in April.   For a standard FHA Purchase or FHA refinance, the Upfront Mortgage Insurance Premium (AKA UFMIP on your GFE's) will increase from 1.75% to 2.25%.   The monthly premium will remain at today's level...
VanDyk Mortgage is a FHA Direct Lender and we offer FHA Jumbo loans up to your full County FHA Loan limit for 2010. This may sound strange, but many lenders are capped  at $650K on FHA Loans, regardless of the corresponding FHA County Loan Limit. This constraint is due to their warehouse financin...
VanDyk Mortgage allows you to borrow up to your full County Loan Limits.  Our VA Jumbo loans are not capped at $650,000.   This may sound strange, but many VA lenders do not offer VA loans above $650k.  Why $650K you ask?  It doesn't correspond with any VA County Limit (check yours here).   This ...
VA Home Loans are not just for First Time Homebuyers anymore.   With increased VA Loan limits and enhanced VA refinance options,  VA Home Loans offer current Veteran Homeowners two opportunities.  Veterans looking to purchase a new home (ie move up VA buyer) can now take advantage of much higher ...

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional
local_phone(760) 752-4480
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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Wyoming Home Loans, and more. Visit us at for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2023 VanDyk Mortgage, all rights reserved.