The Government Loan Pro's - VA, VA Jumbo, FHA, Conventional, & Jumbo Lender

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Mortgage and Lending - VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender - NMLS 220268 / 3035
VanDyk Mortgage - Nationwide Mortgage Banker, Direct lender, VA Lender, FHA Lender, VA Jumbo Lender, San Marcos California, VA loans, VA Jumbo Loans, FHA Loans, Conventional Loans, Jumbo Loans, FHA Jumbo Loans, VA High Balance Loans, San Diego, Los Angeles, Bay Area, Northern California & Southern California Home Loan Info, Seattle Area Home Loan Info, Virginia Home Loans, Florida Home loans, Georgia Home Loans, Michigan Home loans, Texas Home Loans and more. Serving AR, CA, CO, FL, GA, IL, IN, MI, TN, TX, VA, WA. Visit us at for even more info or to get started. Or give us a call or text at 760-752-4480 direct.



FHA Myth #5  -  FHA Streamline Refinances have to be with the same lender who currenly has your loan. Wrong.  FHA makes no distinction here.   You can get your FHA Streamline Refinance with your current lender or a new lender (such as VanDyk Mortgage).  Won't my current lender waive fees & points...
The 2009 Stimulus bill being considered in the Senate and House this week includes a new Tax Incentive for Home Buyers of $15,000.   Wow, that is alot of money!  This is a Tax Credit, not a Tax deduction - Translated - a check from Uncle Sam for $15K.   I have heard differing news as to whether t...
VanDyk Mortgage is proud to introduce our new Jumbo Loan Programs.   We call it our Premier Jumbo Line.     Here are the basics:    > Available in 3yr ARM, 5 yr ARM, or 7 yr ARM  (+ 15 yr fixed). > Principal & Interest or Interest Only (10 yr period) > Loan to Value ratios up to 80%  (70% in decl...
The Headline is Correct:  VA now allows 100% refinances up the VA Loan Limit for your area.   VA refinances are no longer capped at 90% of your current appraised value.   This change will allow Veterans, Active Duty Members & Reservists the option to refinance their non VA loans into safe, secure...
New VA rules for 2009 have created better Refinance options for US Vets & Active Duty Service Members.   The new VA rules allow Vets & Active Duty Service Members to refinance their non VA home loans into safe, secure VA Fixed Rate Home Loans up to 100% of their homes appraised value.   This new ...
** this is an update on the reintroduction of the Home Ownership Accelerator (the HOA)  We are still expecting this loan to be available in the first quarter of this year,  stay tuned One of the unfortunate casualties of the Mortgage Meltdown was the Home Ownership Accelerator loan program.   Thi...
New for 2009 with FHA Jumbo Loans are some changes to the second appraisal requirements for FHA Jumbo Loans.  For FHA Jumbo loans the threshold for loans that require a second appraisal was those loans over $362,800 in 2008.   The new Threshold for 2009 is $417,000.   All FHA Loans $417,001 and a...
Limits on number of properties financed - Updated 1-23-2014There have been many changes in lending the past few years and this post will deal with the maximum number of properties financed.   Here is a quick guide to our rules on this:Fannie Mae (FNMA) and Freddie Mac (FHLMC) have a limitation of...
FHA refinance - what do I do with my second mortgage? With many American families losing equity in their homes, and the loose lending practices of the past few years by the big banks, FHA home loans have become the standard again for both Homebuyers and Home owners wishing to refinance.   One of ...
VanDyk Mortgage is proud to offer our Homestyle Renovation loan.   This is a conventional loan that can help you finance the renovation of a new home purchase, or an existing home with a Refinance.  You will qualify for this loan much like a standard Conventional Conforming loan.   The exception ...

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional
local_phone(760) 752-4480
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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.