The Government Loan Pro's - VA, VA Jumbo, FHA, Conventional, & Jumbo Lender

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Mortgage and Lending - VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender - NMLS 220268 / 3035
VanDyk Mortgage - Nationwide Mortgage Banker, Direct lender, VA Lender, FHA Lender, VA Jumbo Lender, San Marcos California, VA loans, VA Jumbo Loans, FHA Loans, Conventional Loans, Jumbo Loans, FHA Jumbo Loans, VA High Balance Loans, San Diego, Los Angeles, Bay Area, Northern California & Southern California Home Loan Info, Seattle Area Home Loan Info, Virginia Home Loans, Florida Home loans, Georgia Home Loans, Michigan Home loans, Texas Home Loans and more. Serving AR, CA, CO, FL, GA, IL, IN, MI, TN, TX, VA, WA. Visit us at for even more info or to get started. Or give us a call or text at 760-752-4480 direct.



One of the unfortunate casualties of the Mortgage Meltdown was the Home Ownership Accelerator loan program.   This loan program allowed USA homeowners the power to utilize interest saving techniques used in Australia & much of Europe to pay off their Home Mortgage Early without paying any extra m...
There are No declining market restrictions on our 100% cash out refinance VA Loans.   I forgot to mention this in the last blog post; blog post on 100% cash out VA refinances.     There is no limitation on which states qualify for the 100% cash out refi option on these loans, there is no addition...
You read the headline correct:   VA now allows 100% cash out refinances.   VA refinances are no longer capped at 90% of your current appraised value.  This change will allow Veterans, Active Duty Members & Reservists the option to refinance their non VA loans into safe, secure, fixed rate VA Loan...
100% financing in California.   It still exists.     Fannie, Freddie, & the Private Mortgage Insurance companies have limited California purchases to a minimum of 10% down payment, or a maximum of 90%.     For Veterans & Active Duty Service members the VA loan still offers 100%, no money down fin...
VanDyk Mortgage is proud to introduce our new Jumbo Loan Programs.   We call it our Premier Jumbo Line.     Here are the basics:    > Available in 3yr ARM, 5 yr ARM, or 7 yr ARM > Principal & Interest or Interest Only (10 yr period) > Loan to Value ratios up to 80%  (70% in declining markets) > L...
With the re-emergence of FHA as one of the best ways to buy a home this year (or in my opinion, the best way) many old wives tales have come back into water cooler & family dinner table discussions about FHA loan qualifications.      FHA Myth #1  -  FHA is for First Time Home Buyers FHA Reality: ...
New VA Loan Limits for 2009 are now available. The new limits range from the base limit of $417,000 up to $1,094,625 in the highest cost areas. All VA loans require ZERO Mortgage Insurance, and as little as ZERO down payment.   Be sure to read the paragraph at the bottom of the page for info on E...
Enhanced VA home loan options are available for 2009 thanks to the Veteran's Benefits Improvement Act of 2008, passed on Oct. 10, 2008.   The new VA home loan changes include higher loan limits (click here for 2009 VA loan limits by County).  VA Loans can now help Veterans and active service memb...

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional
local_phone(760) 752-4480
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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.