The Government Loan Pro's - VA, VA Jumbo, FHA, Conventional, & Jumbo Lender

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Mortgage and Lending - VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender - NMLS 220268 / 3035
VanDyk Mortgage - Nationwide Mortgage Banker, Direct lender, VA Lender, FHA Lender, VA Jumbo Lender, San Marcos California, VA loans, VA Jumbo Loans, FHA Loans, Conventional Loans, Jumbo Loans, FHA Jumbo Loans, VA High Balance Loans, San Diego, Los Angeles, Bay Area, Northern California & Southern California Home Loan Info, Seattle Area Home Loan Info, Virginia Home Loans, Florida Home loans, Georgia Home Loans, Michigan Home loans, Texas Home Loans and more. Serving AR, CA, CO, FL, GA, IL, IN, MI, TN, TX, VA, WA. Visit us at for even more info or to get started. Or give us a call or text at 760-752-4480 direct.
The Low Down on Low down payment Home Loans and No down payment home loansWe offer a variety of options for Low down payment and No down payment home loans.  Here we will review each with some details and benefits. FHA Loans - zero down payment requiredWe are proud to offer Home buyers a zero dow...
Zero Down FHA Loans for Home BuyersWe are proud to offer Home buyers a zero down FHA loan option.  This helps reduce the amount of cash needed to purchase a home.   A typical home purchase will require monies for Down Payment, Closing Costs, and Prepaid items such as Property Taxes, Homeowners in...
VA Funding Fee going down April 7, 2023The VA (Veterans Administration) has announced the the VA Funding Fees will be reduced back to the fee structure that was in place prior to the Blue Water Navy Veterans Act going into effect.  The new, reduced VA Funding Fees will apply to loans closed on or...
FHA lowers MIP (Mortgage Insurance Premiums) beginning March 20, 2023The Federal Housing Administration delivered some good news today - they are lowering the FHA Mortgage Insurance Premium by 30 bps!  The typical FHA MIP rate has been .85% for many years and now FHA will be lowering this to .55%...
Home Loans and Divorce.  Not an easy subject for anyone involved.  There are many considerations involved when splitting up a household due to divorce. Will one party keep the home? Can that party afford the monthly payment and maintenance? Can I qualify with just one salary? Should I stretch my ...
VA removes private road and shared driveway hurdles for VeteransPrivate roads and shared driveways, especially non-paved surfaces such as dirt or gravel drives have been a hurdle for Veteran buyers for many years.  The VA Lender Handbook required that the Lender (and Veteran by association) docum...
VA Loan Down Payment Assistance for California Veterans and Active Duty MilitaryWhy would someone need down payment assistance for a VA Loan in California? The answer is closing, settlement, and prepaid costs associated with a home purchase loan.  VA loans, just like any other home purchase loan,...
Nashville Tennessee is becoming more popular every year.  This is evidenced by Nashville's robust housing market, where houses sell for much more than other parts of Tennessee.   The nightlife, professional sports, employment opportunities, as well as good old Tennessee countryside make Nashville...
Unfortunately after terrible disasters such as Hurricane Ian, many homeowners come to find their home has been destroyed, is not longer livable, or was so severely damaged that it is not inhabitable.   Fortunately, FHA has an answer that can help. Homeowners and Renters who have been displaced by...
2022 California Fannie Mae and Freddie Mac Loan Limits for FNMA and FHLMC Conforming Conventional LoansFannie Mae and Freddie Mac have announced the Conforming Loan Limits for 2022.   The standard conventional loan limit has increased to $647,200 across most of the USA.  This is also called the C...

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional
local_phone(760) 752-4480
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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.