Brett 's Blog

What?  Home inspections are a good thing aren't they?  Of course home inspections are a good thing.  Any smart buyer would get one.  It only makes sense to make sure you understand the condition of a purchase as big as a home.  Why beware? Because, your lender could require a copy.  Again, this i...

Once again, 60 Minutes gives a great example of poor journalism......This is ancient news.  The ALT A market/Option ARM market has been an issue since day one of the "credit crisis".  Yes, we are facing more resets.  And, we might only be ½ way through the problem (though that doesn't automatical...

Ok, you say.  Evey Realtor/Loan Officer/Home Builder tells you this because they are going to make money when you buy and are desparate for deals, right? Well - I guess you could be right on that, but, it really is the time to buy!  Why? 1. Interest Rates Are Low.  You've heard it before, but it ...

Positive relationships are at the heart of every successful business.  Yet few people take the time to really understand how successful relationships are cultivated and maintained. In a recent issue of Mortgage Planner Magazine, Mark Victor Hansen, co-author of "The One-Minute Millionaire" and "C...

 Is the sky falling?  Your favorite loan officer may tell you so.  A local REALTOR® was overheard recently telling a client that this is the worst market since 1983!  Is that true?Here's the scoop from someone who has been in the market since 1979.  The sky is not falling.  It's true that we are ...

Don't be fooled - Despite their CEO's insistence that it's the housing market that caused his companies 33% drop in earnings and the stock market's subsequent 200 point tumble on the news, most experts believe it's the make up of the portfolio of the largest mortgage banker that is the real ticki...

So - I'm pretty new to Active Rain.  I haven't been really sure how it will help my business (in other words get me business), but an interesting thing happened to me the other day.  I had a client contact me.  Not by phone, not by my email, not at my website, but through Active Rain!  He must ha...

Hey - we're all honest good people aren't we?  We don't need to worry about fraud, because we just don't do it!  Right?  Well you might be surprised at a couple of creative and common situations where we see fraud.1. The Hidden Addendum- So, the home inspection is in, the appraisal is done and th...

Here in the great northwest, we get a lot of gray days.  Not as much rain as the myths and legends, but a lot of days that are cloudy and cool.  So, when the sun comes out, watch out!  Northwesterner's are out doing stuff!  Really, when the sun comes out in the summer, there are few places as bea...

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve.Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay ...