Real Estate San Diego: Real Estate and Homes for Sale

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Services for Real Estate Pros - FHA Loan, VA Loan, Jumbo Loan,FHA Loans,VA Loans,Jumbo Loans
San Diego Real Estate Housing Market tends to lead the nation's real estate activities. This blog looks at historical and current activity, including sales rates, months of inventory, median home price, unemployment, inflation, etc., with an intent to provide timely predictions for our market. Because such a large part of the current market is make up of Foreclosures and REOs, we will also look deeply at how they affect the current environment. Additionally, specific market segments are monitored, such as La Jolla Real Estate, Del Mar Real Estate, Rancho Santa Fe Real Estate, and Carmel Valley Real Estate
RECENT BLOG POSTS
Mortgage rates: lower cost or lower APR?  You decide which is right for you Why the lowest APR may not be the best mortgage loan for your home loan Mortgage lenders vying for your loan may tell you they have the lowest APR, but is this good for you or for them? "How do you compare mortgage rates?...
06/28/2010
The San Diego real estate market activity continues to fall within normal ranges.  However, there are several notable observations - visually apparent in the graphs below. Existing single family detached home sales are down about 12.5-percent from the 15-year average.  What is particularly intere...
05/18/2010
San Diego Real Estate - Months of Inventory - Market Report - April 2010Inventory Levels are Beginning to Creep-Up San Diego homes for sale inventory is creeping upward just even before the expiration of the homebuyer tax credit.  Some of the increase is normal - more people putting their homes o...
05/07/2010
If you have buyers in escrow, you should get on the phone with them this morning and find out if their interest rate is locked yet (and I don't care if you are their lender or their real estate agent - it is that important)  Due to the various European crises (Greek bailout and England elections)...
05/06/2010
Two House Democrats have introduced a bill to create a "right to rent" for homeowners facing foreclosure.  The bill, would allow a family receiving a foreclosure notice to petition a judge to stay in their home as renters under a 5-year lease. The judge would appoint an independent appraiser to s...
04/30/2010
On January 15, 2010, HUD announced a temporary waiver of the prohibition of property flipping if the seller owned the home less than 90 days with strict conditions to ensure against predatory practices. Effective immediately, my company, W.J. Bradley will be unable to entertain banked transaction...
04/30/2010
As of April 5, 2010, FHA loans changed their upfront mortgage insurance premium from 1.75% to 2.25% of the loan amount.  This was a rude surprise for escrows that did not close on time and completed beyond the cut-off.  Additionally, an annual MIP of 0.55% of the loan is charged on a monthly basi...
04/26/2010
With an annual population growth of 1% and a wave of foreclosures turning borrowers into renters, why hasn't there been a substantial increase in demand with accompanying rental appreciation?  In fact, why have real estate investors struggled more than ever to find and keep good tenants? It turns...
04/13/2010
Did you snicker when you read, "We're from the government... and we're here to help"? Believe it or not, the government is actually helping millions? And if you had a hard time with that, you'll have an even tougher time when I tell you that it's the IRS. I'm not pulling your chain here either......
04/09/2010
This afternoon, the San Diego area was hit with a 6.9 earthquake (about 140 mi away).  As my house started to shake, rattle, and roll, I thought to myself, it's about time we had a tumbler. I put my hands over my monitors to make sure they wouldn't fall off my desk if the shaking got any worse.  ...
04/04/2010
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Robert T. Boyer

San Diego Real Estate & Mortgage Loans, Ph.D. | VA Home Loan
local_phone(858) 442-1322
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The San Diego Real Estate Housing Market tends to lead the nation's real estate activities. This blog looks at current activity and trend data, including sales rates, months of inventory, median home price, unemployment, inflation, etc., with an intent to provide timely predictions for our market. Because such a large part of the current market is make up of San Diego Foreclosures and REOs we will also look deeply at how they affect the current environment. Additionally, specific market segments are monitored, such as La Jolla Real Estate, Del Mar Real Estate, Rancho Santa Fe Real Estate, and Carmel Valley Real Estate