Brad's Blog

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Mortgage and Lending - Premier Nationwide Lending - RMLO - License #206799
Frisco Mortgage and Frisco Home Loans, Home Loan programs including FHA, VA, Reverse Mortgages, Conventional, and Jumbo
RECENT BLOG POSTS
How does the government shut down affect my loan? (See comments below this post for updates to status on processing…good news there!!!) Very quickly, I wanted to post another message about how the Government Shut Down is affecting borrowers using home loans to purchase or refinance their homes r...
10/06/2013
Home buyers with a proactive mind, especially the ones using VA, USDA, and FHA mortgages as their loan program to buy, are likely shaking in their booties about how the government shut down Tuesday will effect their process…in reality, Conventional buyers and government loan buyers will be affect...
09/30/2013
Removing a spouse from the title of your property after a divorce is a very popular question.  After years of posting and originating about use of the owelty refinance as a way to split the equity in the house after a divorce between husband and wife, I looked back and realized that I did not ac...
09/18/2013
  Are Mortgage Interest Rates rising and what can I do? Normally, with most lenders in the U.S., you must have a property picked out, and usually have an executed contract on it, before you can lock your rate.  At minimum, you have to have the property address, because it is the address that is ...
09/02/2013
Refinancing With Current Bank for Ease Misconception This likely is not the first time I have posted about this topic, but I feel sorry for the local Frisco and Flower Mound homeowners I talk to who keep making the wrong decision on where to go when they want to refinance their home quickly and e...
06/01/2013
This likely is not the first time I have posted about this topic, but I feel sorry for the local Frisco and Flower Mound homeowners I talk to who keep making the wrong decision on where to go when they want to refinance their home quickly and easily.  It is very American to take the safe assumed ...
05/25/2013
Brad Lynch of Plano, TX has been honored with a recognition by D Magazine (Dallas/Fort Worth) in its selection of "Best Mortgage Professionals." PLANO, Texas, Feb. 28, 2013 /PRNewswire-USNewswire/ -- Announcing a special recognition appearing in the July, 2012 issue of D Magazine (Dallas/Fort Wor...
04/02/2013
3 Simple Reasons Why FHA is Great For First Time Home Buyers   1.   Seller Contribution amount- FHA will allow for the highest seller contribution versus a conventional loan…FHA 6% seller contribution.  FHA allows the seller to pay for up to 6% seller contribution.  Most of the time, this makes i...
03/13/2013
FHA borrowers and home buyers, mayday mayday mayday.  FHA is upping the anti again.  We are expecting FHA to make some changes in April of this year, 2013.  These changes will not only cost you more money on your monthly, but they will also cost you more money for the life of the loan.  These ar...
03/06/2013
3 Easy Ways to Get Ahead As a Buyer in a Seller’s Market 1.  Do your homework on a house before you make an offer.  This means, use your Real Estate agent and find out how long the house has been on the market, so you can see how “hot” this home might be.  Have them communicate with the selling a...
02/28/2013
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Brad Lynch

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Mortgage News and Updates for Frisco Texas, Dallas, and the surrounding cities regarding Frisco Home Loans and my reflection on day to day encounters in this industry.