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  Understanding Escrow Accounts   When purchasing a house, you may choose, or be required, to have an escrow account established by your lender to pay the required real estate taxes, homeowners insurance, and if applicable, mortgage insurance on your behalf. Setting up this escrow account beforeh...
  HUD announced a new loan program that will come out this Fall called HAWK (homeowners armed with knowledge). In summary it goes like this if you have not owned a home for 3 years: * take a 6 hour HUD education class * your upfront MIP goes down from 1.75% to 1.25% * the monthly MIP goes down fr...
  This morning, once again, I have several articles flooding my email inbox about the status of the housing market.  And as usual, each article conflicts with another.  Well, hello Confusion!   I feel so bad for the home buyer and seller these days with all the various media outlets constantly sp...

Donna Yates

Blue Ridge Mountains
local_phone(706) 633-0644
smartphone(706) 633-0644
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