Bill Baptista's (billbaptista) Blog

 2-1 Buydown MortgageThis mortgage is a 30 year fixed product.  It is not an adjustable rate mortgage.  This type of mortgage gives the potential borrower the means to have the first two years of their mortgage at a reduced payment.  Think of it as a subsidy for the borrower that is placed into a...

Many markets are seeing a rise in delinquencies and foreclosures. If you've missed payments on your mortgage or are worried about future payments, it's easy to feel like you're all on your own. With your house on the line, you may be tempted to hide and merely hope for the best. However, if you f...

Subject: Real estate: Information resource & servicesIf you're interested in either buying or selling a home in Florida, I'm sure you'll find my website to be an excellent resource. My goal is to help our clients find the right situation in what is usually one of the most significant financial mo...

Comparative Market Analysis Subject: Determining the Market Value of a HomeYou've decided to sell your home, so what is next? Pricing your home is obviously a key part of the home selling process. A home that is under-priced needlessly costs the client potential return. An over-priced home can re...

Subject: Moving to a new community?It's not easy moving to a new community. There are unfamiliar neighborhoods to learn, perhaps schools to consider, and the potential headaches of the actual move itself. You need the assistance of someone who truly knows and understands the community. That's why...

Buying a HomeBuying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can learn from the knowledge and skill of a Real Estate Agent.Wha...

Subject: Free advanced search tools for home buyers                                                                                                      If you are currently in the market for a home, you will find my website an excellent resource. The site is continually updated with new and valu...

 Subject: Get your home ready for the market placeOften the first step in selling your home is making sure it's ready for the market in the first place. Some sellers rush a home onto the market without properly preparing it for the public. By considering early on improvements that you may need to...

Sellers-Using the Internet to sell your home Subject: Using the Internet to sell your homeIn today's real estate market, a good selling plan can truly excel when properly combined with current Internet technology. Modern homebuyers expect on-demand home shopping, and meeting that expectation is a...

Why you should use a real estate agent | For First Time Buyers Subject: How a real estate agent can help youIf you are currently in the market for your first home, you may be curious as to how a Real Estate Agent can help you. You are about to be making an important decision for your future, a gr...