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Extreme overvaluation in the nation's housing market was "essentially nonexistent" in the second quarter, an indication that "the nation's housing 'bubble' has popped and house prices reflect a healthy balance in relation to long-term fundamentals," according to an analysis released by Global Ins...
09/08/2008
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YOU now own a second home--actually, thousands of second homes! The US GOVERNMENT just nationalized Fannie Mae and Freddie Mac, meaning that all taxpayers now guarantee all conforming loans, including the bad ones. FIXED INTEREST RATES increased slightly, but ARMs remain in the 5's. Prices are st...
08/07/2008
Low-Cost Ways to Spruce Up Your Home’s Exterior Make your home more appealing for yourself and potential buyers with these quick and easy tips: 1. Trim bushes so they don’t block windows or architectural details.2. Mow your lawn, and turn on the sprinklers for 30 minutes before the showing to mak...
06/21/2008
5 Things to do Before Putting Your Home on the Market 1. Have a pre-sale home inspection. Be proactive by arranging for a pre-sale home inspection. An inspector will be able to give you a good indication of the trouble areas that will stand out to potential buyers, and you’ll be able to make repa...
06/21/2008
8 Reasons Why You Should Work With a REALTOR® Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here's why it...
06/21/2008
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Handouts for Customers5 Things to Know About Homeowner’s Insurance 1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately. 2. Know about dollar limitations on claims. ...
06/21/2008
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Handouts for Customers4 Common Home Hazards These issues don’t necessarily cause illness but are serious nonetheless. Pillar to Post, a home inspection company, reports the following common hazards its home inspectors often find: 1. Faulty electrical wiringWatch for: overloading circuits, loose ...
06/21/2008
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Handouts for CustomersSimple Tips for Better Home Showings 1. Remove clutter and clear off counters. Throw out stacks of newspapers and magazines and stow away most of your small decorative items. Put excess furniture in storage, and remove out-of-season clothing items that are cramping closet s...
06/21/2008
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Handouts for CustomersLoan Types to Consider Brush up on these mortgage basics to help you determine the loan that will best suit your needs. Mortgage terms. Mortgages are generally available at 15-, 20-, or 30-year terms. In general, the longer the term, the lower the monthly payment. However, y...
06/21/2008
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Handouts for Customers7 Reasons to Own Your Home 1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.2. Appreciation. Real estate has long-term, stable growth in value. While year-to...
06/21/2008