Anthony Mosley's (antmosley) Blog

To all you agents out there! Often these days we hear its free. "Ok, whats the catch"? This time there is. The catch is, we want to build relationships. We want you to know who we are and what we stand for. We want you to know how we operate, and most importantly, we want you to feel comfortable ...

I am from the other side of this Blog!I know the pain a realtor and more importantly a future home owner can experience. Unfortunately, early in my career, I was that guy, "THE UNRELIABLE BROKER". As a consumer, make sure you are with a reputable finance company, and you are well informed on your...

Is The FDIC Killing Short Sales? As some of you already know, I blogged recently about being interviewed recently by our local NBC news affiliate.  To read the blog, click here.  Basically, IndyMac Bank (now OneWest Bank), is holding one of my clients hostage, demanding a $75k promissory note, or...

Well if you had the good fortune of reading the blog by "Bob Hertzog", on the Indy Mac story.   I ran into this peice on a wonderful website called Lender Implode. If Bobs' article happen to strike a nerve, just wait to you start hearing other examples on why the banks are dragging their feet in ...

Well, what is going to happen when the feds MBS purchase program stops? What will happen when the Tax credit program for new home purchases expires? While interest rates likely will climb when the program ceases, the extent of the rise remains to be seen. Some executives anticipate the Fed will a...

Check Your Credit One of the greatest factors standing in the way of obtaining that "LOWEST" creditscore everyone desires, is your credit score. With mortgage lending we generally look at the 3 main credit repositories. For most mortgage lending standards, borrowers with FICO scores above 660 are...

Need help buying a home? State and local housing authorities often have programs to help homebuyers research and purchase a home. Programs can include counseling, down payment assistance, and more. Neighborhood Stabilization Program (NSP)Currently, some local housing authorities and housing non-...

Helpful Hint: Talk with at least three lenders. Have at least one run your credit report so you can correct errors.  If you qualify, lenders issue a Conditional Approval Letter, stating the maximum loan amount. At the begining of 2010, mortgage loans must be accompanied by what we in the industr...