Annie Collyer's (anniesherwood) Blog

   Origins of the Foreclosure Crisis    Where Did This All Come From     Over the past several years, there has been a 21st century phenomenon that is popularly called "subprime lending".  There is no set definition for what subprime is. Subprime is basically a catch-all phrase that describes mor...

   So Who Is to Blame? Is it the Wall Street investors who wrote these aggressive loan programs?  Is it the Federal government who did not outlaw the subprime lending practices in their heyday?  Is it the borrowers who stretched too far to try to get what they wanted, what they saw others have?  ...