Amerifi 's Blog

Hello, Due to the downturn in equity throughout our region (Los Angeles, and Southern California in general) we have experienced an upturn in enquiries for property within Los Angeles and surrounding areas from overseas clients, looking to buy an overseas investment property, holiday home etc.   ...

California Home LoansCalifornia is one of the hottest real estate markets in North America. The state takes great pride in having one of the most pleasant living conditions. It has some of the most happening places on earth the Hollywood, Los Angeles and Silicon Valley. The state is also a meltin...

 Here is a great article from Yahoo! How do I decide whether it makes sense to refinance?Q: Is it true that it is not really worth refinancing a 30-year mortgage unless it is to go down a full point of interest?Q: At what point is it worth it to apply to refinance a mortgage? We have a 30-year fi...

California refinance loans are still in high demand.  While mortgage interest rates dipped well below the low levels from 1999 (the 30 year fixed mortgage rate (FMR) dropped to under 7%), interest rates are starting to climb upwards.  Some owners have been rushing to refinance while the rates are...

The California Mortgage Industry has rapidly changed since the start of 2007.  The SubPrime sector is dead! The industry is moving towards Hard Money Lending. Home Owners with less than stellar credit are finding it is harder and harder as of current to refinance their property.  Amerifi Home Loa...

When you refinance your existing mortgage, you are essentially paying off the existing mortgage debt and replacing it with a new loan. Many of the same costs are involved in refinancing a loan as are in first-time financing.To start with, the lender will need personal information to verify employ...