Art Hotes' Blog

The purpose of title insurance is to protect the Lender and the Buyer against loss from mistakes which could have occurred in the abstract of the title and claims on the property which cannot be discovered by an examination of public records. Such mistakes include: Fraudulent representations Undi...

Home Warranty Companies provide comprehensive coverage for the home's heating, cooling, plumbing, and electrical systems, as well as major home appliances. This can prevent buyer and seller from having to deal with costly repairs prior to or after the sale is complete.  Typical policies protect t...

"There is no worse enemy to tomorrow's society than today's passive parents!"-- Art Hotes

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In our real estate market in Northeastern Ohio, Y '06 resulted in a decrease in average home sale price of approximately 2.5% from the year prior .To some home sellers, this gave a sense of anxiety as their net bottom line was lessened.  But in the grand scheme of things, as home sellers then pur...

I thought that I'd share a couple pieces of FREE software out there to help keep all of your computers on the right track.For Virus detection and removal, I used to be a big proponent of Norton AntiVirus, but I got tired of paying for a yearly subscription (I guess I'm cheap that way)!  I came ac...