Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By John Handschuh, Realtor ABR SRES, Horsham Real Estate
(RE/MAX Action Realty)
Comments 0
For most of us, shopping for a new home also means shopping for a home mortgage. In both exercises, you'll want to be a smart shopper. By working together, we can find a house you'll love. And while it's not likely that you'll actually love your new mortgage, here are 6 secrets to make sure your ...

By Wayne and Jean Marie Zuhl, The Last Names You'll Ever Need in Real Estate
(Hallmark Realtors)
Comments 6
John Meussner of Mason-McDuffie Morgage has great information on how the government shut down will affect housing. Originally written in 2013, the facts remain - USDA loan program is frozen, VA loans, FHA loans, and conventional loans are unaffected. HUD will be slower than usual and loan applica...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 6
  You Need to Put a Fantasy Team Together Years ago, I took part in a few Fantasy Football Leagues.  And yes, I said a few ... Admittedly, I'm a sports fanatic.  Just ask my wife.  I played basketball, football, and baseball in high school.  Participated in softball, basketball, and golf leagues ...

By John Meussner, #MortgageMadeEasy Walnut Creek, CA 484-680-4852
(Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA,)
Comments 97
  How the Shutdown Will Effect Your Business        So it's been a day and the government is still shut down.  What exactly does that mean?  I'll spare the humor and all the things I'd like to say - basically it means that some services are available, and others aren't.         While many vital s...

By Charles Stallions Real Estate Services, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Gulf Breeze Homes and Real Estate, U.S. 30-year, fixed-rate mortgage rate slips to 3.93%Freddie Mac economist Len Kiefer said the market had already priced in the Fed's rate hike on Wednesday, so mortgage rates barely moved from last week's 3.94%. Read more. Gulf Breeze Florida - Things to Do & A...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 5
So how do you go about creating those options for yourself?    Creating Options for Yourself Will Put YOU in the Driver's Seat During Your Mortgage Financing   Blogging's always been a great outlet for me as a Mortgage Originator ...     While it's served me well in many capacities, I've always f...

By Maureen Megowan, Palos Verdes Real Estate Blog
(Remax Estate Properties - )
Comments 4
Interest rates for buying a home on the Palos Verdes Peninsula remained level this week . The following are excerpts from the newsletter on interest rates published by HSH Associates :"Largely backing and filling for almost all of the fall so far, 30-year fixed mortgage rates turned this week aga...

By Bob Elliot, 20+ Yrs Local Industry Experience
(RE/MAX RESULTS)
Comments 2
Last week's economic news included readings on new and pending home sales and weekly reports on mortgage rates and new jobless claims. New Home Sales Exceed Expectations; No Growth for Pending SalesSeptember sales of new homes reached a 10-year high with a seasonally-adjusted annual rate of 667,0...

By Gloria Todor, & Doug Durren (484) 431-3686
(Century 21 Absolute Realty )
Comments 7
A History of The Fixed Mortgage Interest Rate & Why NOW IS THE TIME TO BUY OR REFINANCE!Prior to the 1930's mortgages were mainly short-term loans with balloon payments.In 1934 the FHA (Federal Housing Authority) was created to insure mortgage loans, motivating banks to give loans to low-income b...

By Sean McDowell, Mortgage Consultant & Co-Author of Mortgage Maze
(Fairway Independent Mortgage Corporation)
Comments 2
Whether it is because of student loans, credit cards or car payments, holding on to a large amount of debt may prevent you from obtaining financing for a new home, car or other large purchase. More than likely, you are also paying interest on this debt, which is costing you even more. Make a reso...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
   For the Week Ending January 19, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    Jobless claims plunged to the lowest level since 1973 this week, the biggest drop since April 2009. Labor market strength can pressure rates higher. Accordin...

By Richard Woodward NMLS#217454, Service Beyond Expectations! Your Texas Lender
(Service First Mortgage, NMLS #166487)
Comments 0
Mortgage rates update for Dallas Texas for January 19, 2018. Mortgage rates climbed higher this week as a result of the bullish stock market. The stock market was pushed higher on economic optimism and as the recent tax plan buoyed stocks. Unfortunately, the bond market did not fare so well. The ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 29
 Creating Options for Yourself Will Put YOU in the Driver's Seat During Your Mortgage Financing Blogging's always been a great outlet for me as a Mortgage Originator ...   While it's served me well in many capacities, I've always found the greatest benefit takes place during the preparation of my...

By Mr. Laurent
(DL Financial)
Comments 32
When you are buying, selling, monetizing, funding or discounting Bank Guarantees, you only want to work with the most reliable, safe, ethical, knowledgeable, honest and efficient providers.   Here are Top 11 Reasons Why DL FINANCIAL LIMITED should be Number 1 for you!     1. Unrivaled Authenticit...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace Homes and Real Estate:FHA will stop financing property with a PACE loanHUD will no longer allow FHA financing on properties if a PACE energy-efficient improvement lien remains in place. It says a mortgage default could threaten its Mutual Mortgage Insurance Fund since PACE loans have priorit...

By Charles Stallions Property Manager, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace Homes and Real Estate:HUD announces new FHA loan limits for 2018Due to rising home prices, FHA loan limits will go up in 3,011 U.S. counties next year. In high-cost areas, the max rises from $636,150 to $679,650. Read more. The Top 5 Things to Do in Pace 2017 - Must See Attractions in Pace ....

By John Thomas, First Time Home Buyer Expert
(Primary Residential Mortgage Inc.)
Comments 0
 WHAT IS THE DSHA SMAL DOWN PAYMENT ASSISTANCE LOAN?For many people in Delaware, the idea of saving enough for a down payment and closing costs can hinder their dreams of buying a home of their own. There’s no need to give up your dream of homeownership - DSHA's Second Mortgage Assistance Loan (S...

By Jeff Belonger, The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
( Social Media - Infinity Home Mortgage Company, Inc)
Comments 51
  How many of you feel lost out there or even get help from someone such as a realtor letting you know that they can have their mortgage loan officer help you with your loan, yet you could still be lost. Not all referrals are good ones, just food for thought. I know this, because I have seen it h...

By George Thoma, Mortgage Loan Originator / Broker
(Island Lending Hawaii, LLC | Equal Housing Lender )
Comments 2
Lenders use the FICO Score to help them determine the terms, conditions, and amount of your mortgage loan. The data that FICO considers in calculating that credit score falls into five categories, with the following average weightings...  Payment History--35% How you've handled credit cards, ret...

By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 12
During the processing of this loan, the comparables became known in our office as the "DDD", the "Dog Deposit Documentation".     Ingredients for SUCCESS - A Puppy, Documentation, and a Mortgage    Mortgage financing is a "people business" ...   Because of that, human emotions, reactions, and lif...