Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.


The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.


If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.


Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial

 

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 1
Risk Rate Relationship - 10/9/2017 Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number of variables. Lenders determine whether to loan money and at what rate based on the risk involved with the transaction.Factors that increase the risk that ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 21
  Is Saving for a 20% Down Payment a Wise Pursuit? Well ... that depends ... Listen, I'm not trying to be evasive or cute with my answer here.   By nature ... and because I'm a Mortgage Originator ... I'm typically a huge proponent of saving money.   As a rule, I firmly believe that budgeting res...

By Joyce Kelley, Buyers Agent 800-309-3414 Pace and Gulf Breeze,Fl.
(Charles Stallions Real Estate Services Inc)
Comments 0
Gulf Breeze Homes and Real Estate, Long-term U.S. mortgage rates fall to lowest level this year The average 30-year fixed mortgage rate fell to 3.78%, down for the sixth straight week, though it's still slightly above the 3.65% average in 2016. Read more.   Gulf Breeze Florida - Things to Do & At...

By Steve Snyder, 310-948-8585 |100% LTV | Stated | Private Money
(Private-Money-Loan.com)
Comments 3
People out there usually do not believe claims like this because they are so absolute. But whoever is reading this, you better start believeing. When it comes to people who are fixing and flipping houses there just isn't a better financing option than what I have in Orange County and Los Angeles ...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
The commercial lending industry is changing rapidly. This means new opportunities for online lenders to work directly with companies embarking on ambitious development projects.So far, 2017 has been a positive year for the commercial real estate industry and, naturally, commercial real estate len...

By YourSiteNeedsMe SEO Team, $399 Real Estate Websites - YourSiteNeedsMe.com
(YourSiteNeedsMe.com)
Comments 0
If you’re like many people, you’ve heard of “flipping” houses – and you may have even seen a few television shows about people doing it.But what is house flipping, and what do you need to do to be successful at it?What is House Flipping?Flipping houses can be a lucrative career path, but it’s not...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 1
Pensacola Homes and Real Estate,HARP extended despite diminishing volumeThe government-funded "Home Affordable Refinance Program" for underwater homeowners has been extended until Dec. 31, 2018, despite fading activity. Read more.         Upcoming Events in Pensacola, FL | Pnj Events - Pensacola...

By Debbie Walsh, Hudson Valley NY Real Estate 845.283-3036
(Shahar Management)
Comments 3
We knew this Equifax breach was only just a matter of time.  In the post below by Gene Mundt he gives excellent advice about protecting your identity.  Sooner or later we knew there would be a hack of some place that had more than just our date of birth or social.  When you check with Equifax and...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
One of the most important parts of running a small business is thinking big when it comes to long-term planning. Without a detailed strategy for growth and internal improvement, a small business risks collapsing under unchecked growth or watching new revenue grind to a halt when necessary changes...

By Chris Crimminger
(First Palmetto Mortgage, Inc.)
Comments 6
Rates are still headed down. Don't jump the gun and get in too early. But be careful and dont miss the boat. Make sure you are working with a mortgage professional that knows what is going on and what is the best for each situation. I am advising all of my clients that are at 80% loan value and u...

By Phil Caulfield, San Francisco Bay Area
(Guarantee Mortgage)
Comments 2
So, you want to get a lower mortgage rate? Don't we all! By reading this article you will understand what goes into a mortgage rate quote, and some actions you can take in order to get that lower mortgage rate!There are many parameters of a mortgage rate quote. We will look at these parameters, b...

By Cheryl Powell - The Powell Team, Concord,Harrisburg & Charlotte NC Area Real Estate
(RE/MAX Executive - The Powell Team)
Comments 185
    Do you know someone who has a job and works hard, but their income isn't high enough to afford a well maintained home in an area desireable to them?  If so, the USDA Rural Devolopment DIRECT Loan Program may be the perfect loan program for them.  This is a 100% financing (NO DOWNPAYMENT), no ...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending October 20, 2017  Please enjoy this quick update on what happened this week in the housing and financial markets.    Recently released economic data shows the economy is growing, but inflation is still not a problem. Rising inflation pressures mortgage rates to move higher. ...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace Homes and Real Estate: 30-year mortgage rate dips to 2017 lowAt 3.89%, the average FRM hasn't been this low since Nov. 2016, though it averaged 3.65% for all last year. It's the fourth straight weekly decline. Read more.  The Top 5 Things to Do in Pace 2017 - Must See Attractions in Pace ......

By Rob Spinosa, Executive Loan Advisor, Marin Mortgage Pro
(RPM Mortgage, Marin County, CA)
Comments 3
Foreigners Have Been Waiting for a Loan Like This California has both a dynamic and desirable real estate market and in the recent years we've seen an influx of foreign buyers.  Despite the headlines such as, "Chinese Billionaires Snapping Up San Francisco Real Estate with All Cash Offers 150% Ov...

By Michelle Cooks, Pensacola, Pace & Gulf Breeze Property Management
(Charles Stallions Real Estate Services)
Comments 0
Pace Homes and Real Estate: HUD raising up-front fees for reverse mortgages According to HUD, younger, lower-income homeowners with traditional FHA-insured loans are bailing out its money-challenged reverse mortgage program. Read more.   The Top 5 Things to Do in Pace 2017 - Must See Attractions ...

By Reggie Graham, M.L.O. proficient with all mortgage loan programs.
(Caliber Home Loans, Inc.)
Comments 0

By the johns family team, inc., Your Johnson County Residential Specialist
(the johns family team, inc.)
Comments 1
A mortgage with no down payment seems a little bit like scoring a buy-a-home lottery ticket. You get a home loan and keep more money in your pocket. What could be wrong with that?Well, there are some downsides. And zero down home loans come and go — except for two perennial government programs.Up...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 1
We get MANY questions on this site, many of them start like this – “We want to buy a house, but honestly don’t know where to start.”  We focus much of our time, and our business, on First Time Home Buyers.  We believe that when you are buying a home for the first time, you really need someone who...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Commercial lenders are there to lend a helping hand when companies need extra assistance with financing. But not every borrower is experienced enough to know what to expect when looking for the right lender for their business goals.Sometimes your company needs some extra financing to restructure...