Lending / Financial

Buying real estate is even more challenging for those of us whose eyes glaze over at the mere mention of decimals, percentages or anything else that even hints of mathematics.

The financial aspect of purchasing the largest investment of your lifetime, though, is the most important. Nobody wants to lose money. Nobody wants to leave money on the table.

If you're in the market for information on mortgages, credit scores and interest rates, you've come to the right place. The financial and mortgage pros here at ActiveRain even tell you how to shop for and compare lenders, how to raise your credit score, how to get a mortgage after a short sale or foreclosure and how to get pre-approved for a mortgage loan. Even Mom and Dad can't give the great advice you'll find here at ActiveRain.

Plan to spend some time here because ActiveRain's content library is massive. Lucky for you we've arranged it so that it's über user-friendly. You'll be amazed at how easy it is to put your finger on just the information you're looking for without having to surf a million other pages.

Trending blogs on Lending / Financial


By Roy Kelley, Roy and Dolores Kelley Photographs
(Realty Group Referrals)
Comments 12
The TIMING (and success) of any future mortgage application could rely heavily on how recently a late mortgage payment was made.       HOW and HOW MUCH Late Mortgage Payments Can Hurt You     From client info, applications, communications, mortgage industry news, marketing ideas, to social media ...

By Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl.
(Charles Stallions Real Estate Services )
Comments 0
Call or Text Charles Stallions for any of you real estate related questions NOW. Pensacola, Pace and Gulf Breeze Florida Homes and Real Estate: Pensacola Realtor Charles Stallions ask,Your client’s search for manufactured home lending is over.Triad Financial Services has been a leader in MH finan...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
  Buying a timeshare is a mistake. In fact, the AARP lists a timeshare as the number one, most regretted purchase. This is why our timeshare exit team exists and why thousands of people need a timeshare cancellation every year. With increasing maintenance fees, rising interest rates, and general...

By Dennis Dahlberg
(Level 4 Funding )
Comments 0
If you need to know how to get rid of timeshare, you have come to the right place. The experts on our timeshare exit team are here for you when you need us. With the right help from us, you can get out of your timeshare and on with your life.  Buying a timeshare is easy. In fact, according to the...

By John Wiley, Lee County, FL Real Estate GRI, SRES,GREEN,PSA
(Right Move Real Estate Group- EXP Realty)
Comments 20
The consumer is often confused about all the aspects of a mortgage. Gene Mundt has provided a very clear description of what is Escrow and how it is handled.I think this information would be valuable to share with all buyers and especially those who are First Time Home Buyers.   Mortgage Escrow A...

By Respect Realty LLC, Brokers - Oregon / SW Washington Real Estate
(Respect Realty LLC)
Comments 3
I had four clients call me this week asking me, "Since the fed lowered interest rates this week, can I get atraditional loan?" Well, in a simple answer, "NO!"I am willing to help these people work on their credit over the next couple years. But, if you couldn't getapproved for a loan last week, m...

By Dennis Dahlberg
(Level 4 Funding )
Comments 1
Did you buy a timeshare that you now regret? Do you lose time you could be productive at work or home relaxing wondering how to get out of a timeshare? Is your timeshare causing you to lose sleep? If so, you are not alone. Timeshares end up being a purchase that most consumers truly regret. In fa...

By Dennis Dahlberg
(Level 4 Funding )
Comments 2
Are you wondering how to get rid of a timeshare? You are not alone. In fact, the overwhelming majority of timeshare owners wish they could get rid of their timeshare. Most of them also wish they had never bought the thing, to begin with. However, as much as you wish you had never bought your time...

By Mike Young, FHA 203k Consultant 916-758-1807
(203kOnLine.com, covering the USA)
Comments 5
203k checklist for improvements203k Consultant's cornerIt is always interesting to see how new consultants, and some not so new, will ask on a public forum if anyone has a "checklist" they might use to help them Why, you wonder?When you take your training as a consultant, you also have to certify...

By Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
(VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)
Comments 0
  For the Week Ending April 19, 2018  Please enjoy this quick update on what happened this week in the housing and financial markets.    The labor market continues to show strength, with unemployment of 4.1% nearing the Fed goal of 3.8%. Jobless claims this week were down to 232K. Members of the ...

By Rob Spinosa, Vice President of Mortgage Lending, Marin County
(Guaranteed Rate, Marin County, CA)
Comments 21
It's 2018.  Will I Lose My Tax Deduction if I Refi? If you're asking this question, I'm going to go out on a limb and say you're experiencing some anxiety right about now.  But no matter how bad it gets, realize things could always be worse.  You could be the Internal Revenue Service and tasked o...

By Bob Thompson, 562.344.5626 | ALT Doc, No Income HELOCs, BT Capital Advisors - Commercial & Residential
(BT Capital Advisors, CEO/Senior Account Executive)
Comments 0
No Income-Verified Home Equity Line of Credit (HELOC)  No Income Verified - Verified Assets Owner-Occupied, Non-Owner Occupied and Second HomesSFR's, 2-4's and Condos. 620 minimum FICO700 + FICO - first 6 months starting at 3.88% interst only. Loan amounts from $150,000 - $5,500,000.  70% LTV to ...

By Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi, 708.921.6331 - 40+ yrs experience
(NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656)
Comments 28
  HOW and HOW MUCH Late Mortgage Payments Can Hurt You  From client info, applications, communications, mortgage industry news, marketing ideas, to social media and more, it seems like I'm reading all the time these days.  The gathering (and sharing) of info is vitally important for an LO.  But a...

By Eric J, Dream Home Financing
(Eric J - Dream Home Financing)
Comments 0
If you are interested in a HARP mortgage you should know that your time is running out. The program will no longer be available after December 31, 2018. It will be replaced with two new programs that will not be as attractive as this one. I will outline what those two new programs are in a future...

By Jerry Thomas-Construction Loans, Construction Loans Conv/FHA/VA
(Cranbrook Loans)
Comments 10
Yes, you can build a new home with FHA, VA and USDA loans. 3.5% down payment for FHA. 0% for VA and Rural Development. These are Single Close programs. One closing, one set of fees, no re-qualifying.  Conventional loan programs require 10% to 20% down payment and minimum credit scores of 680 to 7...

By Patty Clark, Helping Families Make the Right Move
(Metro Brokers/Morningside Homes, LLC)
Comments 1
"How long do we have to wait to qualify for another mortgage" is the question concerning people who've had a foreclosure, short sale or bankruptcy. The loan types for the new loan will differ in amounts of time to heal credit scores based on the event.The following chart is meant to be a general ...

By Gabe Sanders, Stuart Florida Real Estate
(Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales)
Comments 9
For those getting ready to start the search to buy a home, this is your first step:  A mortgage pre-qualification is an initial estimate of what type and size of mortgage a borrower could get. It is limited, though, because it's only based on what the borrower tells the lender, which might not be...

By Dan Papadapoulis, Home equity loans, second mortgages Toronto
(Mortgage Central Nationwide)
Comments 0
Bitcoin is a digital currency that was created to make paying for things a lot easier, but things didn’t end up like that. Today, Bitcoin is being used and abused by scammers worldwide. While there is blockchain that is meant to protect Bitcoin, it is clearly not enough to protect most people fro...

By Eleanor Thorne, Equity Resources 919-649-5058
(Equity Resources)
Comments 1
 The First Time Home Buyer Loans NC are specifically designed for first time home buyers who want to buy a house with little to no money out of your bank account! Because one of the biggest things holding Millennials back, is CASH, having first time home buyer loans NC offer down payment mortgage...

By Steve and Eleanor Thorne, Mortgage Loan Johnston County
(Equity Resources, NMLS 60596)
Comments 1
 “Millennials have long been called the next wave of home buyers.” I don’t know why this is “shocking” because the US Housing Market has always relied on First Time Home Buyers coming into the market to help everybody else move up, or downsize. First time home buyers comprised 38 percent of singl...